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    <title>topic Re: unusual hipaa situation in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397516#M42146</link>
    <description>&lt;P&gt;it has been about 45 days.&amp;nbsp; Can I still follow hipaa process even though I have already disputed with CRA.&amp;nbsp; Does it make sense to send the pre-hipaa letter?&amp;nbsp; I know about the account&amp;nbsp;and &amp;nbsp;I know I &amp;nbsp;paid it over a year ago.&amp;nbsp; I don't want to send a letter saying I don't know about it, that would be lying?????&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by daisy245 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;12-12-2008&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 04:40 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
    <pubDate>Sat, 13 Dec 2008 00:40:09 GMT</pubDate>
    <dc:creator>daisy245</dc:creator>
    <dc:date>2008-12-13T00:40:09Z</dc:date>
    <item>
      <title>unusual hipaa situation</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397408#M42123</link>
      <description>I paid a medical collection before I knew about this site.&amp;nbsp; The CA (Meade and Associates) told me they would delete if paid.&amp;nbsp; No, I did not get it in writing.&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&amp;nbsp; They have left the name of dr, account #, but reported as NO STATUS.&amp;nbsp; I have disputed with CRA's and they have only added the message "consumer disputes this item".&amp;nbsp; This collection is being factored into the score.&amp;nbsp; My problem is the DR. not longer has a practice here.&amp;nbsp; I am not sure if he stopped practicing or moved to another town.&amp;nbsp; What letter should I send and to whom?</description>
      <pubDate>Fri, 12 Dec 2008 22:36:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397408#M42123</guid>
      <dc:creator>daisy245</dc:creator>
      <dc:date>2008-12-12T22:36:55Z</dc:date>
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    <item>
      <title>Re: unusual hipaa situation</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397464#M42138</link>
      <description>Look up and follow the HIPPA process as it is posted on this site.</description>
      <pubDate>Fri, 12 Dec 2008 23:38:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397464#M42138</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-12-12T23:38:57Z</dc:date>
    </item>
    <item>
      <title>Re: unusual hipaa situation</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397494#M42145</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;daisy245 wrote: &lt;BR /&gt;I paid a medical collection before I knew about this site.&amp;nbsp; The CA (Meade and Associates) told me they would delete if paid.&amp;nbsp; No, I did not get it in writing.&amp;nbsp; &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&amp;nbsp; They have left the name of dr, account #, but reported as NO STATUS.&amp;nbsp; I have disputed with CRA's and they have only added the message "consumer disputes this item".&amp;nbsp; This collection is being factored into the score.&amp;nbsp; My problem is the DR. not longer has a practice here.&amp;nbsp; I am not sure if he stopped practicing or moved to another town.&amp;nbsp; What letter should I send and to whom? &lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;How long ago did you dispute this med collection?</description>
      <pubDate>Sat, 13 Dec 2008 00:16:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397494#M42145</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-12-13T00:16:46Z</dc:date>
    </item>
    <item>
      <title>Re: unusual hipaa situation</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397516#M42146</link>
      <description>&lt;P&gt;it has been about 45 days.&amp;nbsp; Can I still follow hipaa process even though I have already disputed with CRA.&amp;nbsp; Does it make sense to send the pre-hipaa letter?&amp;nbsp; I know about the account&amp;nbsp;and &amp;nbsp;I know I &amp;nbsp;paid it over a year ago.&amp;nbsp; I don't want to send a letter saying I don't know about it, that would be lying?????&lt;/P&gt;&lt;DIV class="message-edit-history"&gt;&lt;SPAN class="edit-author"&gt;Message Edited by daisy245 on &lt;/SPAN&gt;&lt;SPAN class="local-date"&gt;12-12-2008&lt;/SPAN&gt;&lt;SPAN class="local-time"&gt; 04:40 PM&lt;/SPAN&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 13 Dec 2008 00:40:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397516#M42146</guid>
      <dc:creator>daisy245</dc:creator>
      <dc:date>2008-12-13T00:40:09Z</dc:date>
    </item>
    <item>
      <title>Re: unusual hipaa situation</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397528#M42148</link>
      <description>Yes, you can use the HIPAA process, but I would wait another 45-50 days to begin it. We don't want you to be labeled as a frivilous disputer.</description>
      <pubDate>Sat, 13 Dec 2008 00:56:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/unusual-hipaa-situation/m-p/397528#M42148</guid>
      <dc:creator>fused</dc:creator>
      <dc:date>2008-12-13T00:56:13Z</dc:date>
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