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    <title>topic Re: Ummm Yay!! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051886#M422148</link>
    <description>Nice well congrats on that just two weeks after your first bill?</description>
    <pubDate>Thu, 04 Jun 2015 11:27:04 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-06-04T11:27:04Z</dc:date>
    <item>
      <title>Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051868#M422144</link>
      <description>&lt;P&gt;So, this morning my Fingerhut account came in. My Ex Fico reports a 9point increase.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My trans fall reports a 13point increase. I purchased the trans Fico from here, but Idk how to update it. But, because my CK score and trans Fico score is super close I am monitoring CK.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't know eq score.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am closely monitoring all trans activity because that's who my CU uses for the apps...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;ANYWHO...YAY!!!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2015 11:08:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051868#M422144</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-04T11:08:25Z</dc:date>
    </item>
    <item>
      <title>Re: Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051881#M422146</link>
      <description>Hopefully my fingerhut will report one of these days &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; i don't have a credit monitoring app though besides capital one credit tracker</description>
      <pubDate>Thu, 04 Jun 2015 11:23:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051881#M422146</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-04T11:23:03Z</dc:date>
    </item>
    <item>
      <title>Re: Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051882#M422147</link>
      <description>Fingers crossed for you!! It took just under 2 weeks to report on my reports.</description>
      <pubDate>Thu, 04 Jun 2015 11:24:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051882#M422147</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-04T11:24:46Z</dc:date>
    </item>
    <item>
      <title>Re: Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051886#M422148</link>
      <description>Nice well congrats on that just two weeks after your first bill?</description>
      <pubDate>Thu, 04 Jun 2015 11:27:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051886#M422148</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-04T11:27:04Z</dc:date>
    </item>
    <item>
      <title>Re: Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051896#M422150</link>
      <description>Well I paid the required $30 on the 22nd of May. It cleared on Monday or Tuesday. They shipped the item on Wednesday. I got my statement Monday, Setup for it to be paid automatically on the 20th. And it reported today.</description>
      <pubDate>Thu, 04 Jun 2015 11:34:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4051896#M422150</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-06-04T11:34:43Z</dc:date>
    </item>
    <item>
      <title>Re: Ummm Yay!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4052089#M422180</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;So, this morning my Fingerhut account came in. My Ex Fico reports a 9point increase.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My trans fall reports a 13point increase. &lt;FONT size="2" color="#FF0000"&gt;I purchased the trans Fico from here, but Idk how to update it.&lt;/FONT&gt; But, because my CK score and trans Fico score is super close I am monitoring CK.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I don't know eq score.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am closely monitoring all trans activity because that's who my CU uses for the apps...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;ANYWHO...YAY!!!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;If you bought it as a one time it cannot be updated without buying another. If you are subscribed to ScoreWatch then when certain triggers are met it will update the Fico 8 score for that bureau.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQxMjI5OTE5OC9zaWQvMWxBTVdVM20%3D"&gt;http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQxMjI5OTE5OC9zaWQvMWxBTVdVM20%3D&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am going to caution you on using the Vantage Score from CK and trying to equate it to your real Fico, you say its pretty close but that is at that particular moment the two scores can be 100+ points off at times. Good progress so far &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 04 Jun 2015 14:37:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Ummm-Yay/m-p/4052089#M422180</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2015-06-04T14:37:17Z</dc:date>
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