topic Re: If I call the Amex Backdoor Number... in Rebuilding Your Credit

If I call the Amex Backdoor Number...

Anonymous — Thu, 04 Jun 2015 03:33:46 GMT

Amex Collections Dept: 800-921-6490 (people on blacklist can call this number)

If I call this number will the SOL that is now 7.5 years old renew?

Re: If I call the Amex Backdoor Number...

Imperfectfuture — Thu, 04 Jun 2015 04:18:48 GMT

Better answered in the Rebuild Your Credit Section.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit

Re: If I call the Amex Backdoor Number...

Anonymous — Thu, 04 Jun 2015 04:21:22 GMT

How do I move it?

Re: If I call the Amex Backdoor Number...

Imperfectfuture — Thu, 04 Jun 2015 04:25:07 GMT

I already made a request, give the mods some time.

Re: If I call the Amex Backdoor Number...

Anonymous — Thu, 04 Jun 2015 04:27:12 GMT

Thank you sir!

Re: If I call the Amex Backdoor Number...

gdale6 — Thu, 04 Jun 2015 17:47:23 GMT

@Anonymous wrote:
Amex Collections Dept: 800-921-6490 (people on blacklist can call this number)

If I call this number will the SOL that is now 7.5 years old renew?

Simply talking about an old balance due isnt going to reset states SOL. What does in some states is making any payment on the debt and in other states a new promise to pay is required then subsequent default for a new cause of action to start the clock ticking. If you are asking if it can be updated to report for a longer period of time on your CR then no its one period only a max of 7.5 yrs from the accounts DoFD. When you mention SOL on these forums it typically refers to state law on time periods to sue someone and get a successful judgment.

Re: If I call the Amex Backdoor Number...

Imperfectfuture — Thu, 04 Jun 2015 22:26:13 GMT

In some states, verbally admitting owing the debt restarts the SOL. Not all states are equal.

Unfortunately, I don't know all the states. Mine is must pay to restart. And as Dale mentions, SOL does refer to court action time.