topic Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY in Rebuilding Your Credit

74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Anonymous — Tue, 09 Jun 2015 21:22:10 GMT

Wow the past 2 days have been so crazy.

I had a baddie on my equfax and experian that neither one of them would remove early. EQ told me it would come off OCT 1 and EXP told me July 1st. Randomly today, the baddie disappeared form my EQ! My score went from a dismal 592 to 666!!! I am past 650, this is crazy!

So then I was feeling really lucky. I called up EXP and told them I wanted to know when my baddie falls off and that my other two reports have already deleted them. The woman said, Well Sir I can take care of that for you right now and I will get rid of it. It will be off your report in 24 hours! WOW. Now I have to see what my EXP jump will be. Just yesterday my EXP went from a horrible 548 to 576 for lowering a balance by 15 dollars lol. Cant wait to see if it puts me over 600.

My trans is 635 btw lol.

Also, yesterday I got a CLI with capital one for 500 more only after having the card 3 months! AND a JCREW increase after 1 month!

What a week!

Also, I have a judgement on my EXP and EQ. I have paid the judgement and should get a satisfaction of judgement in the mail in 2 weeks from my attorney. This judgement has been on my report 6 years. I spoke to both agencys, and since I live in NYC, and its past 5 years, that as soon as its posted, I can have it deleted right away. So my scores can only go higher from here!!!

Now my issue is a need a car loan asap lol. So Im hoping the judgements so real quick. I am getting very ansy and wanna apply soon.

Only wierd thing is, my score went to 666 but my other scores like the auto score, credit and morgage scores have not moved.. HMMM

Either way I am very happy and thank you to all the myfico members

Also, had no idea where to post this lol, was going to post in approvals but didnt know if it was the right place. Mods feel free to move wherever you feel is right! Thanks

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

missxb — Tue, 09 Jun 2015 21:37:48 GMT

Congrats!

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

silverbimmer04 — Tue, 09 Jun 2015 21:40:52 GMT

AWESOME !

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

GoldSorata — Tue, 09 Jun 2015 21:44:43 GMT

Congrats! Those big bumps are a great feeling!!

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

demco90 — Tue, 09 Jun 2015 22:26:09 GMT

All that progress just so you can go get in MORE debt?

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Anonymous — Tue, 09 Jun 2015 22:32:56 GMT

My debt was from 6 to 7 years ago and from one account. I just never added more credit over the years. I could buy my car outright. I choose to get an auto loan to build my credit even more. Thanks for the opinion.

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Anonymous — Tue, 09 Jun 2015 23:09:12 GMT

Congrats!!! all very good news!

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

needtodobetter — Tue, 09 Jun 2015 23:28:29 GMT

Congrats! That is HUGE!! Good for you!

Regarding your question --

Only wierd thing is, my score went to 666 but my other scores like the auto score, credit and morgage scores have not moved.. HMMM

You have to pay to get the updated auto, credit, and mortgage scores. They are not updated when you FICO08 scores are. They stay the same as when you signed up for the 3 scores/credit report.

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Anonymous — Tue, 09 Jun 2015 23:39:06 GMT

Oh wow I did not know that. How do I do that? I need to get a new report? And thank you everyone, its so exciting.

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Shawndoe79 — Wed, 10 Jun 2015 00:19:58 GMT

@Italiannyc17 wrote:
Oh wow I did not know that. How do I do that? I need to get a new report? And thank you everyone, its so exciting.

Yes you need to buy a new report, its discounted if you already have a myfico membership. Congrats

Re: 74 POINT RAISE! ALSO EE FROM EXP! WOW SAME DAY

Anonymous — Wed, 10 Jun 2015 00:43:31 GMT

Geez the new report costs more then the membership fees. Yikes.