https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Help-with-credit/m-p/400620#M42695 <STRONG>I was victim of credit card fraud from 1998-1999.&nbsp; I verified the credit cards were not mine back then and never paid on them.&nbsp; I live in TN and most of this credit is written off but one card has stayed with balance of $20,000 since I never paid on it...I think when I caught it, the credit card was maybe $1000.&nbsp; The statute in TN should be 7 yrs so why is this still showing on my credit after 9-10 yrs?&nbsp; I did not file bancrupcy since this was not my credit.&nbsp; I had personal loans and some credit cards back then that were mine and I paid them all on time and in full.&nbsp; I need a car bad and don't know what to do.&nbsp; I have to work and my car is 1991 and falling apart.&nbsp; </STRONG> Thu, 18 Dec 2008 17:24:40 GMT Anonymous 2008-12-18T17:24:40Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Help-with-credit/m-p/400620#M42695 <STRONG>I was victim of credit card fraud from 1998-1999.&nbsp; I verified the credit cards were not mine back then and never paid on them.&nbsp; I live in TN and most of this credit is written off but one card has stayed with balance of $20,000 since I never paid on it...I think when I caught it, the credit card was maybe $1000.&nbsp; The statute in TN should be 7 yrs so why is this still showing on my credit after 9-10 yrs?&nbsp; I did not file bancrupcy since this was not my credit.&nbsp; I had personal loans and some credit cards back then that were mine and I paid them all on time and in full.&nbsp; I need a car bad and don't know what to do.&nbsp; I have to work and my car is 1991 and falling apart.&nbsp; </STRONG> Thu, 18 Dec 2008 17:24:40 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Help-with-credit/m-p/400620#M42695 Anonymous 2008-12-18T17:24:40Z