topic Re: OMG 100 point increase!!!!! I am going nuts. in Rebuilding Your Credit

OMG 100 point increase!!!!! I am going nuts.

Anonymous — Thu, 02 Jul 2015 22:17:43 GMT

Ok I feel like I am dreaming. I really do. I wanted to buy or lease a car tomorrow. My credit was shot a year ago. Last week my scores were 640 EQ 630 TU 601 EX.

I recently paid a judgement and had it deleted and disputed with all 3. I also have ONE collection on my account that is not due to fall off till next dec.

Well today I log onto MYFICO and I was shocked. Just shocked. MY COLLECTION HAS DISAPPEARED OUT OF NOWHERE. MY JUDGEMENTS ARE OFF

My new scores.. are you ready for this....

EQ 733 TU 734 EX 741 !!!!!!! WOWWWWWW

I have only 18 months credit history ( postive )

Maybe I can actually get a good deal on a car or lease one with a tier 1??

This is crazy and it happened at the perfect time. I do not know what to do with myself. My highest limit card right now is 1500 lol

Thank you so much myfico!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Thu, 02 Jul 2015 22:21:09 GMT

Celebration time!!!!!!!! congrats!!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Thu, 02 Jul 2015 22:32:51 GMT

Damn maybe I should apply for some cards too lol Sigh I am floored.

Re: OMG 100 point increase!!!!! I am going nuts.

damnedanddetermined — Thu, 02 Jul 2015 22:43:29 GMT

Congrats!!!!! Fico-martini for you!!

Re: OMG 100 point increase!!!!! I am going nuts.

kuku4koco — Thu, 02 Jul 2015 22:45:30 GMT

Congrats!!!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Thu, 02 Jul 2015 23:11:02 GMT

congrats. what do you mean by deleted AND disputed? did you pay for deleting or dispute and they could not prove? Thanks!

Re: OMG 100 point increase!!!!! I am going nuts.

credgirl — Thu, 02 Jul 2015 23:49:02 GMT

Congrats!🎉

Re: OMG 100 point increase!!!!! I am going nuts.

Rebuilding69 — Thu, 02 Jul 2015 23:49:36 GMT

Grats!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:10:25 GMT

Fantastic!!! Great jon

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:12:48 GMT

In the state of NY, a paid judgement stays on the report 5 years instead of 7. It's been 6 years for me so I just paid it and uploaded my satisfaction of judgement and said to delete it. They did

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:18:10 GMT

Super congrats on your success!!! I think you'll have no problem getting the car you want! Go get some higher limit cards! That will look even better! I noticed the higher limit cards I get, the higher the limits I'm getting. If that makes sense?

Re: OMG 100 point increase!!!!! I am going nuts.

izzesparks — Fri, 03 Jul 2015 00:22:17 GMT

Congratulations!! Sheer and utter Jealousy sitting right here! Yay!! Let us know what kind of car you end up getting!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:22:21 GMT

Lol they wouldn't post in time for tomorrow if I attempted to get any. What could I get with those scores ?

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:24:23 GMT

Also I'm pretty sure it's better to wait after I try for a car to Apply then a day before lol don't want my score lowered because of inq lol

Re: OMG 100 point increase!!!!! I am going nuts.

CreditOCDinCali — Fri, 03 Jul 2015 00:28:57 GMT

Congrats! It must be am amazing feeling! Can't wait until I'm there. Soon hopefully. :-)

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 00:55:45 GMT

If you are looking to buy a vehicle (car loan), this should be pretty good time to get best rates and after few months your credit score should increase even more. Good luck!

Re: OMG 100 point increase!!!!! I am going nuts.

Anonymous — Fri, 03 Jul 2015 04:19:12 GMT

Thank you. Any idea which prime cards I could get with a score like that? My only good cards are both capital one, and I wouldnt consider it prime. Two QS1 cards