topic Re: Derog t-mobile in Rebuilding Your Credit

Derog t-mobile

Anonymous — Mon, 20 Jul 2015 05:17:55 GMT

Was going to ask best way to get this removed. As of May 30 free credit report showed it derog $315. ( Under IC Systems) Today of CK it says it has been removed. What should I do about it? Would T-Mobile let me pay it and not report it again? Ive been with Verizon for 3 years this Sept so t=mobile is that old. Says removal 8/2019 from the May 30th report.

Thanks Tara

Re: Derog t-mobile

RobertEG — Mon, 20 Jul 2015 06:20:15 GMT

Do you know why the OC deleted their reporting?

What "derogs" were reporting before it was deleted?

There are many reasons why an OC would voluntarily delete their reporting of accounts, so more info would be needed as to why or if it may be reinserted.

Additionally, since the account was apparently delinquent, it may have been referrred or sold to a debt collector, leading to possible addition of a collection.

If sold to a debt collector, then you can no longer pay the OC.

Re: Derog t-mobile

Anonymous — Mon, 20 Jul 2015 22:32:31 GMT

@Anonymous wrote:
Was going to ask best way to get this removed. As of May 30 free credit report showed it derog $315. ( Under IC Systems) Today of CK it says it has been removed. What should I do about it? Would T-Mobile let me pay it and not report it again? Ive been with Verizon for 3 years this Sept so t=mobile is that old. Says removal 8/2019 from the May 30th report.

Thanks Tara

The most common reason for a collection to mysteriously vanish like that is that Tmobile has moved it to a new collector. I would contact Tmobile now and settle it with them before the new collector has a chance to report it. They may refer you to the new collector.