topic Re: Synchrony is my BFF in Rebuilding Your Credit

Synchrony is my BFF

dallasareaguy — Mon, 24 Aug 2015 02:27:40 GMT

I am still in awe with Synchrony. My largest credit line is my $2250 Capital One Secured Card. My largest unsecured card is $1500 with Cap1 QuickSilver One.

On thursday I had $900 with Walmart and $200 with Gap and $200 with Old Navy... Both accounts less than 6 months old.

Thursday I ultimately got increases to $3500 on each card taking me to a total of $9200 in increases and nothing really changed on my account. My scores aren't amazing and I still have $16k in 6 1/2 year old baddies that are falling off nex tonth on TU and in 3 months hopefully on EQ and EX.

Why did Synchrony give me $3500 lines on each. This did wonders for my UTIL and I have a feeling is going to help me get approved for Venture as soon as my scores bump up above 660 (ohh so close.) because I've run $14k through my QS1 card in the last 11 months. I'm hoping they take that into account and give me $5-10k Venture.

Re: Synchrony is my BFF

CostantinoA — Mon, 24 Aug 2015 03:18:46 GMT

nice congrats

Re: Synchrony is my BFF

Anonymous — Mon, 24 Aug 2015 17:57:09 GMT

How did you get the increases? Call, love button or chat? I can't get them to increase anything Congrats to you!!!

Re: Synchrony is my BFF

dallasareaguy — Mon, 24 Aug 2015 18:25:34 GMT

Chat... I had been denied just a week earlier on all three. I was shocked to say the least.

Re: Synchrony is my BFF

alextercero — Mon, 24 Aug 2015 19:18:54 GMT

Awesome!!! Congrtas on the CLIs..

Re: Synchrony is my BFF

Anonymous — Mon, 24 Aug 2015 19:20:19 GMT

I was approved for JcPennys, Amazon, and Walmart on the same day early June.

Increases across the board through chat 2 weeks ago!

Walmart 400 > 3500
JcPennys 500 > 3500
Amazon 600 > 3500

Re: Synchrony is my BFF

Anonymous — Mon, 24 Aug 2015 19:20:31 GMT

Congrats!

Re: Synchrony is my BFF

Anonymous — Mon, 24 Aug 2015 20:53:20 GMT

Congrats! That will definitely help your utilization!

Re: Synchrony is my BFF

Anonymous — Mon, 24 Aug 2015 21:01:24 GMT

It definitely helped mine!!!!!

Re: Synchrony is my BFF

JUAN04 — Tue, 25 Aug 2015 08:13:17 GMT

Congrats!!! How long you've had your cards_? They will not budge for me at all... CS TU 650 EQ 633 EX 673. They keep giving me sob excuses... I'll try in 3-6mos. I'm gardening now after so many approval .

Re: Synchrony is my BFF

Anonymous — Tue, 25 Aug 2015 15:21:31 GMT

Wow your scores are so much higher than mine. I believe I had them for exactly 2 months when I got the increase.