topic Problem with First Premier need help in Rebuilding Your Credit

Problem with First Premier need help

rockbttm442 — Fri, 11 Sep 2015 17:28:59 GMT

So as some of you know I had trouble trying to get First Premier off my CR. after reporting inaccuracies they removed the TL. On Aug 26 I get a letter from First National Collection Bureau about an acct that has a different acct number and total "owed" as I don't own they since I paid off the original debt. It hasn't reported to my CR yet any suggestions on what I can do to get this taken care of?

Re: Problem with First Premier need help

RobertEG — Fri, 11 Sep 2015 18:53:42 GMT

Send them a request for debt validation, which will impose a cease collection bar on them, which will remain in effect until they have first provided validation of the debt.

Meanwhile, if you can obtain documentation from the creditor showing the debt was paid, you can then use that fo file dispute of the accuracy of their reporting if/when they validate and report to a CRA.

Re: Problem with First Premier need help

rockbttm442 — Fri, 11 Sep 2015 19:02:07 GMT

Should I type this letter or hand write it? And do I send this by certified mail?

Re: Problem with First Premier need help

rockbttm442 — Tue, 22 Sep 2015 15:55:55 GMT

So my significant other may have thrown away my letter from FP stating they deleted the acct due to inaccuracies. I have the letter from Jeffeson saying paid but as I stated the acct number from FNCB is completely different. What should I do when I get the validation letter back?

Re: Problem with First Premier need help

rockbttm442 — Thu, 24 Sep 2015 01:51:42 GMT

Re: Problem with First Premier need help

rockbttm442 — Fri, 25 Sep 2015 17:52:08 GMT

Any advise on this situation would be greatly appreciated

Re: Problem with First Premier need help

rockbttm442 — Fri, 02 Oct 2015 03:11:49 GMT

I could be really use some help with this.

Re: Problem with First Premier need help

gdale6 — Fri, 02 Oct 2015 13:09:05 GMT

If they validate the paid debt, your next step is an ITS letter with copy of your proof of payment.

Re: Problem with First Premier need help

rockbttm442 — Sat, 03 Oct 2015 01:42:09 GMT

So I send that to the JDB? My original issue is my gf might have thrown away the letter from FP saying they deleted the acct due to inaccuracies but I did find the letter from Jefferson Cap saying I met the agreement made with them and will be deleted. So what should I do if I can't find the letter from FP?