https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress/m-p/4259039#M445871 <P>Keep The major lender reporting and PIF the store cards.</P><P>&nbsp;</P><P>re: &nbsp;store cards are just charge cards. They throw CLI monthly for some. Major lenders will be around for the long haul including options to lower apr and CLI. &nbsp;Bascially, pay off the lesser cards, store, and baby the major lenders. &nbsp;IMO</P> Fri, 02 Oct 2015 14:51:10 GMT Anonymous 2015-10-02T14:51:10Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress/m-p/4258988#M445865 Slow &amp; steady. 6 months ago, I couldn't even be verified, I worked on that, got myself the cap one secured, and just rode it out. Charging &amp; paying off multiple times a month, always leaving under 10% when the statement cut. This last week, I got approved for VS $350, Kohls $300 &amp; quicksilver one $500. Cap one also increased my secured to $700. I'm good now, and am just going to work on these. My question tho, while I'm going to continue with my cap ones the same way I've been doing, is there a magic number for store cards? Do I just pay in full, or do I want to do the same and keep a small amount reporting on there? Fri, 02 Oct 2015 14:01:16 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress/m-p/4258988#M445865 Anonymous 2015-10-02T14:01:16Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress/m-p/4259039#M445871 <P>Keep The major lender reporting and PIF the store cards.</P><P>&nbsp;</P><P>re: &nbsp;store cards are just charge cards. They throw CLI monthly for some. Major lenders will be around for the long haul including options to lower apr and CLI. &nbsp;Bascially, pay off the lesser cards, store, and baby the major lenders. &nbsp;IMO</P> Fri, 02 Oct 2015 14:51:10 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress/m-p/4259039#M445871 Anonymous 2015-10-02T14:51:10Z