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    <title>topic Re: Payday Loans - Just wondering??? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411144#M44870</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/120328"&gt;@tiff&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Can a Pay Day Loan company&amp;nbsp;record a collection on your credit report?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;BR /&gt;Yep. They can also, from what I've read here in the forums, be nastier in collecting (some will actually visit you at your home in order to get you to pay) than even the worst collection agency.&lt;BR /&gt;&lt;BR /&gt;If you need to use one (not saying you DO, just saying "if" ), then fine, but be CAREFUL. Apparently, these people have no souls and make even the nastiest CA look like Grandma with a hot plate of cookies. &lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;</description>
    <pubDate>Wed, 07 Jan 2009 16:01:59 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-07T16:01:59Z</dc:date>
    <item>
      <title>Payday Loans - Just wondering???</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411140#M44868</link>
      <description>&lt;P&gt;Can a Pay Day Loan company&amp;nbsp;record a collection on your credit report?&lt;/P&gt;</description>
      <pubDate>Wed, 07 Jan 2009 15:58:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411140#M44868</guid>
      <dc:creator>tiff</dc:creator>
      <dc:date>2009-01-07T15:58:14Z</dc:date>
    </item>
    <item>
      <title>Re: Payday Loans - Just wondering???</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411143#M44869</link>
      <description>A pay day loand company can assign the account to collections and can be reported.</description>
      <pubDate>Wed, 07 Jan 2009 16:01:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411143#M44869</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-07T16:01:25Z</dc:date>
    </item>
    <item>
      <title>Re: Payday Loans - Just wondering???</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411144#M44870</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/120328"&gt;@tiff&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Can a Pay Day Loan company&amp;nbsp;record a collection on your credit report?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;BR /&gt;&lt;BR /&gt;Yep. They can also, from what I've read here in the forums, be nastier in collecting (some will actually visit you at your home in order to get you to pay) than even the worst collection agency.&lt;BR /&gt;&lt;BR /&gt;If you need to use one (not saying you DO, just saying "if" ), then fine, but be CAREFUL. Apparently, these people have no souls and make even the nastiest CA look like Grandma with a hot plate of cookies. &lt;img id="smileymad" class="emoticon emoticon-smileymad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-mad.gif" alt="Smiley Mad" title="Smiley Mad" /&gt;</description>
      <pubDate>Wed, 07 Jan 2009 16:01:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Payday-Loans-Just-wondering/m-p/411144#M44870</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-07T16:01:59Z</dc:date>
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