topic Re: A little pick me up in Rebuilding Your Credit

A little pick me up

Anonymous — Tue, 17 Nov 2015 01:58:29 GMT

just a 6mo update for those who maybe stuggling and not seeing the light at the end of the tunnel.

I started my rebuilding in july with a high credit score of 483!!! Yuppppp "four hundred and eight three"

i do still have a ways to go i'm sitting at a high of 655 now after my inquires beat my score up.

What i still have to remove is about 4 charge offs from 2012, 2 tax liens from 2010 and 2012, a judgement from 2014, bk from 2007. I am 100% paid.

i started in july with 2 cards a total and a surge.

As of today i have this

installment loan 7000

Lowes 4500

best buy 4000

goodyear 2600

amazon store 2200

barclay 2000

AdoCU-1000

capital one QS 1000

capital one sony - 750

walmart-500

target-500

meijers-500

total-500

chase amazon rewards-500

khols-300

surge-300

AU accounts

amex-20k

chase-8k

6 months ago no one would loan me a fake nickle.

Now ill sit back and garden these cards for 2 years, and continue to bug the crap outta the last few things i need to get dropped off..its been like a full time job but its been worth the reward...

Re: A little pick me up

Anonymous — Tue, 17 Nov 2015 02:17:09 GMT

Well a little update. The lowes just went to 30k.....

Re: A little pick me up

Anonymous — Tue, 17 Nov 2015 02:35:36 GMT

Wonderful news! Keep up the good work!

Re: A little pick me up

Anonymous — Tue, 17 Nov 2015 03:42:54 GMT

That's great! Congrats on all your hard work!

Re: A little pick me up

Anonymous — Tue, 17 Nov 2015 05:07:58 GMT

Awesome job!! Great increase for Lowes!

Re: A little pick me up

Jaydawg220 — Tue, 17 Nov 2015 05:15:58 GMT

Sweet! Congrats.

I started with a mid 400s score 4 months ago. I got a WF secured cc $300 4 months ago, and decided to add another cc. I just got approved for my cap1 secured card for $99 down, $200 CL, and am still waiting for it in the mail. My scores 525 now, and im hoping for an approval for an unsecured cc within the next few months.

Good luck on your credit journey!