topic 700 FINALLY! THANKS MYFICO in Rebuilding Your Credit

700 FINALLY! THANKS MYFICO

TrialByFire — Fri, 27 Nov 2015 04:06:46 GMT

Just wanted to drop by and say THANK YOU to all those that gave advice during my rebuild. As of today, for the first time EVER, all 3 of my scores passed the 700 mark. This forum truly is a priceless tool for people in every stage of the credit journey. I still have some work to do on the 2 remaining paid COs, but I now have the tools needed to get it done thanks to this forum.

When I started my rebuild journey, my scores had bottomed out at the high 400s and that's without a bankruptcy. I wanna say I had 27-ish negative accounts, most of which were collections.

If this is you right now, PATIENCE and PERSISTENCE are key! Most importantly is pay EVERYTHING on time! It took me about 2 years to get to this point (far from perfect) but it's been worth it. Don't give up, stay focused, and keep referring to this forum as needed. Write those GW letters, PFD what you can and DON'T TAKE NO for an answer

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 04:51:17 GMT

Congrats !!

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 04:59:29 GMT

Phenomenal Job, Congratulations!!!!

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 07:36:00 GMT

Awesome job!! You should be VERY proud, wish you the best on reaching your next goal.

Man, I wish I could give you 5 kudos!!!

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 12:15:50 GMT

Congrats

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 13:06:47 GMT

Congrats! That's an AWESOME feelings!!!!

Re: 700 FINALLY! THANKS MYFICO

TrialByFire — Fri, 27 Nov 2015 15:54:28 GMT

Thank y'all! When I got the score alert and saw that first "7" all I could do was smile and shake my head. It is indeed an OUTSTANDING feeling. Next goal: 740! Small victories😁

Re: 700 FINALLY! THANKS MYFICO

alextercero — Fri, 27 Nov 2015 18:44:21 GMT

Congrats

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 19:10:13 GMT

Congrats

Re: 700 FINALLY! THANKS MYFICO

Anonymous — Fri, 27 Nov 2015 20:02:44 GMT

Congratulations 🎉🎈. Def needed this after being discouraged by my latest attempts. Patience is definitely key!

Re: 700 FINALLY! THANKS MYFICO

TrialByFire — Fri, 27 Nov 2015 20:34:27 GMT

Thanks! And hang in there kaygee2 if all else fails, time will heal credit. Have you made a thread yet about your particular situation? We might be able to help out 😁

Re: 700 FINALLY! THANKS MYFICO

egaithe — Wed, 27 Jan 2016 17:08:02 GMT

Wow, that is awesome! Can you tell me which action made the biggest jump/difference in your credit score?

Re: 700 FINALLY! THANKS MYFICO

TrialByFire — Wed, 27 Jan 2016 17:27:59 GMT

Paying bills on time every time coupled with getting a secured credit card and using it responsibly. Basically developing a pattern of good behavior and a little bit of time. I lurked the rebuilding forums for A WHILE lol

Re: 700 FINALLY! THANKS MYFICO

crrredit — Wed, 27 Jan 2016 17:49:09 GMT

Congrats! Let's start a 400s to 700s club!