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    <title>topic Re: Fresh outlook, new tactic, target MIDLAND in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473113#M471731</link>
    <description>Lol! That was great..</description>
    <pubDate>Fri, 26 Feb 2016 00:37:55 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-02-26T00:37:55Z</dc:date>
    <item>
      <title>Fresh outlook, new tactic, target MIDLAND</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4472646#M471623</link>
      <description>&lt;P&gt;SO my recent successes have led me to a fresh outlook. &amp;nbsp;Sure, my reports aren't great. &amp;nbsp;10-11 accounts with negatives. &amp;nbsp;A couple of them are old charge-offs, a couple are current accounts with some old late payments. Nothing within the last year. &amp;nbsp;Obviously the "system" is forgiving me, because I have been able to obtain new credit and CLIs. So it is no longer the most important thing in the world to have a perfectly clean credit report. &amp;nbsp;In other words, it's working, and sure, I'd like it to be perfect, but I will no longer obsess.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One of my most stubborn accounts has been a paid Midland collection which will probably fall off in early 2018. &amp;nbsp;I tried a couple of goodwill letters, disputing the inconsistencies in reporting, etc., and all it does is freshen the data. I should be thankful it's reporting only under "negative accounts" and not under "collections," even though that's probably incorrect as well. &amp;nbsp;I'm guessing they don't know how to properly use their reporting software.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Today I sent another goodwill from their online contact page, and while I was doing so, I noticed that it allows the user to upload "supporting documentation" in the form of a file. So I added this file to my message: Wish me luck.&lt;BR /&gt;&lt;BR /&gt;&lt;IMG src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/19390i8691AB6156B7FDCF/image-size/original?v=mpbl-1&amp;amp;px=-1" border="0" alt="please.jpg" title="please.jpg" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 25 Feb 2016 18:24:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4472646#M471623</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-25T18:24:26Z</dc:date>
    </item>
    <item>
      <title>Re: Fresh outlook, new tactic, target MIDLAND</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473113#M471731</link>
      <description>Lol! That was great..</description>
      <pubDate>Fri, 26 Feb 2016 00:37:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473113#M471731</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-02-26T00:37:55Z</dc:date>
    </item>
    <item>
      <title>Re: Fresh outlook, new tactic, target MIDLAND</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473230#M471754</link>
      <description>LOL, I like it. Good luck!</description>
      <pubDate>Fri, 26 Feb 2016 02:31:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473230#M471754</guid>
      <dc:creator>trnl2016</dc:creator>
      <dc:date>2016-02-26T02:31:03Z</dc:date>
    </item>
    <item>
      <title>Re: Fresh outlook, new tactic, target MIDLAND</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473239#M471756</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif" size="2" color="#0000FF"&gt;&lt;EM&gt;&lt;STRONG&gt;Best thing I've seen on here today!&lt;/STRONG&gt;&lt;/EM&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 26 Feb 2016 02:35:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Fresh-outlook-new-tactic-target-MIDLAND/m-p/4473239#M471756</guid>
      <dc:creator>Bankrupt2019</dc:creator>
      <dc:date>2016-02-26T02:35:56Z</dc:date>
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