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    <title>topic How can I remove Collection? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-can-I-remove-Collection/m-p/425001#M47557</link>
    <description>&lt;P&gt;Hi, I am new here and this is my first post.&amp;nbsp; I've looked at possible threads that could solve my issue, but could not really get anything out of them so please forgive me if this is a re-post of an old question...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Other than one collection, my credit report is clean.&amp;nbsp; I had a collection from Sprint in 3/06.&amp;nbsp; I was not aware of the collection as I moved and the ex was paying the bill after I left.&amp;nbsp; Needless to say, she stopped paying the bill and next thing I know, I have a collection.&amp;nbsp; It was for $76 and the moment I found out it was in collection, I paid in full.&amp;nbsp; Is there a way I can get that taken off my report?&amp;nbsp; If so, what steps should I take?&amp;nbsp; Sprint was the OC and a company called NCO FIN/99 (that's what shows on my credit report) is the CA.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions will help; i just need to find a way to get this&amp;nbsp;blemish off my Credit Report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
    <pubDate>Tue, 27 Jan 2009 18:28:09 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-27T18:28:09Z</dc:date>
    <item>
      <title>How can I remove Collection?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-can-I-remove-Collection/m-p/425001#M47557</link>
      <description>&lt;P&gt;Hi, I am new here and this is my first post.&amp;nbsp; I've looked at possible threads that could solve my issue, but could not really get anything out of them so please forgive me if this is a re-post of an old question...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Other than one collection, my credit report is clean.&amp;nbsp; I had a collection from Sprint in 3/06.&amp;nbsp; I was not aware of the collection as I moved and the ex was paying the bill after I left.&amp;nbsp; Needless to say, she stopped paying the bill and next thing I know, I have a collection.&amp;nbsp; It was for $76 and the moment I found out it was in collection, I paid in full.&amp;nbsp; Is there a way I can get that taken off my report?&amp;nbsp; If so, what steps should I take?&amp;nbsp; Sprint was the OC and a company called NCO FIN/99 (that's what shows on my credit report) is the CA.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions will help; i just need to find a way to get this&amp;nbsp;blemish off my Credit Report.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Tue, 27 Jan 2009 18:28:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-can-I-remove-Collection/m-p/425001#M47557</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-27T18:28:09Z</dc:date>
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    <item>
      <title>Re: How can I remove Collection?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-can-I-remove-Collection/m-p/425062#M47575</link>
      <description>&lt;P&gt;Do a search on GW or goodwill letters.&amp;nbsp; There are lots of examples out there.&amp;nbsp; Since you've paid, that's really your only option of action you can take to try to get NCO to remove it.&amp;nbsp; NCO has been strangely cooperative lately, so you might have a pretty good shot.&amp;nbsp; Explain about the move, and your immediate payment once you were aware of the situation.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I've seen at least one moderator discuss planetfeedback with respect to gw'ing the original creditor.&amp;nbsp; You can google it.&amp;nbsp; But it sounds like Sprint is not reporting, just NCO.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 27 Jan 2009 19:25:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/How-can-I-remove-Collection/m-p/425062#M47575</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-27T19:25:11Z</dc:date>
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