topic Re: Capital One EO delete process in Rebuilding Your Credit

Capital One EO delete process

Creditplz — Mon, 11 Apr 2016 00:16:19 GMT

I recently got the okay from the EO of Capital One on taking my 90 day late off my card. EQ has updated as closed and 0 balance with perfect payment history. It updated on 4/9. Are they all supposed to update at the same time or do they vary????

Re: Capital One EO delete process

Anonymous — Mon, 11 Apr 2016 00:30:09 GMT

They can vary. Sometimes TU CAN TAKE FOREVER.

Congrats! Capital One has been very forgiving to me as well!

Re: Capital One EO delete process

Creditplz — Mon, 11 Apr 2016 01:16:39 GMT

Ahhhhh wish Experian would update a little quicker!!!

Re: Capital One EO delete process

RobertEG — Mon, 11 Apr 2016 02:01:06 GMT

The consumer has no way of knowing when, or even if, the creditor reported any changes to each CRA.

It may not in fact be due to any delay by a given CRA.

Re: Capital One EO delete process

Creditplz — Mon, 11 Apr 2016 02:36:38 GMT

Darn! It was adjusted on EQ! Really hope it gets adjusted on TU and EX

Re: Capital One EO delete process

Creditplz — Mon, 11 Apr 2016 08:04:12 GMT

Ex adjusted today! Ex Fico 8 is 718 now!!! 9 months ago I was 500

Re: Capital One EO delete process

Anonymous — Mon, 11 Apr 2016 14:58:07 GMT

So happy for you Creditplz. Love your new score.

Re: Capital One EO delete process

Anonymous — Mon, 11 Apr 2016 17:22:06 GMT

Cap One did a 30 day for me also (after 2 months of begging and pleading). EQ and EX updated right away...TU took a week.

I went from 570 to 670 (EX) in under 2 months!

Congrats!

Re: Capital One EO delete process

Anonymous — Wed, 13 Jul 2016 17:26:33 GMT

Congrats with your success with the deletion. I have three late payments with capital one 8/13, 9/13 and December 2010. What did you do to get them to assist you. I tried on two occassions to get my late payments removed but it seems as if they will not budge. Granted i was late in making those payments, but with those late payments removed my scores would possible improve.

Please let me know the process that you use to get the late payments deleted.

Re: Capital One EO delete process

Anonymous — Wed, 13 Jul 2016 17:29:01 GMT

Congrats. If you dont mind please share how you contacted them as well. I have a 30 day late from CapOne currently that I would like to see if they would remove.

Re: Capital One EO delete process

Anonymous — Wed, 13 Jul 2016 18:42:57 GMT

@Anonymous wrote:
Congrats. If you dont mind please share how you contacted them as well. I have a 30 day late from CapOne currently that I would like to see if they would remove.

google "ceo capital one email addess" email them and ask for assistance with your account.

Re: Capital One EO delete process

RonM21 — Sun, 17 Jul 2016 16:17:18 GMT

Good success, and congrats getting the deletion.