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    <title>topic Re: Midland/credit one/first premier/hunter warfield/ERC in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-credit-one-first-premier-hunter-warfield-ERC/m-p/4572528#M485100</link>
    <description>Update. The first premier acct is in collections but is not being reported on my reports.&lt;BR /&gt;&lt;BR /&gt;The CA is first premier collection bureau.</description>
    <pubDate>Sat, 30 Apr 2016 18:29:31 GMT</pubDate>
    <dc:creator>Dstro</dc:creator>
    <dc:date>2016-04-30T18:29:31Z</dc:date>
    <item>
      <title>Midland/credit one/first premier/hunter warfield/ERC</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-credit-one-first-premier-hunter-warfield-ERC/m-p/4572524#M485099</link>
      <description>I just paid off my Midland/credit one collection which was $636 in full. I'm hoping to GW the heck out of Midland and pray for a miracle.&lt;BR /&gt;&lt;BR /&gt;First premier shows as a charge off of $331. Like an idiot, I had not many any payments on that charge off since 2010 and then made a payment in 2013. Was that bad? There isn't a collection agency working this.&lt;BR /&gt;&lt;BR /&gt;Hunter Warfied offered me a 50% settlement on a $6k old apartment debt. I took the settlement because they provided me a verification paid in full receipt once I paid . This debt was from 2013.&lt;BR /&gt;&lt;BR /&gt;I had ERC deleted by disputing their reporting. It was an old time warner debt. I got verification this morning that they were deleted from my report. I immedietly called time warner and paid off the balance with them.&lt;BR /&gt;&lt;BR /&gt;I don't have anymore balances other then first premier but I'm not sure how to approach that. This acct was first open in 2009.&lt;BR /&gt;&lt;BR /&gt;Any first premier suggestions would be appreciated.&lt;BR /&gt;&lt;BR /&gt;As of now my paid collections still showing are:&lt;BR /&gt;Hunter warfield&lt;BR /&gt;Midland&lt;BR /&gt;Fco&lt;BR /&gt;Union adjustment&lt;BR /&gt;&lt;BR /&gt;I'm hoping to gw Fco, UA (falls off in July) and midland. I doubt hunter warfield will gw however the original creditor (Camden) said they will write me a letter that it's paid. I emailed their CEO hoping to pay them directly.&lt;BR /&gt;&lt;BR /&gt;Any suggestions will be appreciated! Thanks for all your help!!!</description>
      <pubDate>Sat, 30 Apr 2016 18:25:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-credit-one-first-premier-hunter-warfield-ERC/m-p/4572524#M485099</guid>
      <dc:creator>Dstro</dc:creator>
      <dc:date>2016-04-30T18:25:13Z</dc:date>
    </item>
    <item>
      <title>Re: Midland/credit one/first premier/hunter warfield/ERC</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-credit-one-first-premier-hunter-warfield-ERC/m-p/4572528#M485100</link>
      <description>Update. The first premier acct is in collections but is not being reported on my reports.&lt;BR /&gt;&lt;BR /&gt;The CA is first premier collection bureau.</description>
      <pubDate>Sat, 30 Apr 2016 18:29:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-credit-one-first-premier-hunter-warfield-ERC/m-p/4572528#M485100</guid>
      <dc:creator>Dstro</dc:creator>
      <dc:date>2016-04-30T18:29:31Z</dc:date>
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