topic early exclusion in Rebuilding Your Credit

early exclusion

Anonymous — Thu, 26 May 2016 13:50:26 GMT

hey people,

im brand new to this forum,

how can i find out the "drop off date" of something on my TU

as far as i understand by reading in here its the date of first delinquency but for the life of me i cant find that on any report ive gotten/purchased

the accounts are closed so there is no "payment history" available. they have been charged off for years i know that.

i just need to know the drop off date so i can see if its worth it to request early exclusion.

also aside from them telling you "no" are there any other negative actions they can take by you requesting this?

thank you so much for reading this

Re: early exclusion

Anonymous — Thu, 26 May 2016 13:57:31 GMT

@Anonymous wrote:
hey people,
im brand new to this forum,
how can i find out the "drop off date" of something on my TU
as far as i understand by reading in here its the date of first delinquency but for the life of me i cant find that on any report ive gotten/purchased
the accounts are closed so there is no "payment history" available. they have been charged off for years i know that.
i just need to know the drop off date so i can see if its worth it to request early exclusion.
also aside from them telling you "no" are there any other negative actions they can take by you requesting this?
thank you so much for reading this
=)

Pull your FREE full reports from annualcreditreport.com - the estimated drop date will be shown on the full report from there.

Re: early exclusion

RonM21 — Thu, 26 May 2016 16:27:13 GMT

Yes pull your real reports. The original date or dates of delinquency will be on there.