topic Re: Capital One GW Letter, fingers crossed in Rebuilding Your Credit

Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 04:10:52 GMT

I sent a goodwill letter to Capital One about a week ago, today a lady call me telling me she was going to try and help me and that I will know the answer in three days. I'm crossing my fingers and hopefully they will take those late payments away from my credit report.

Re: Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 06:59:35 GMT

Which address did you mail to if I may ask? I tried a letter asking to remove a couple late payments from 4 years ago and was shut down via form letter. Good luck to you!

Re: Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 07:14:20 GMT

Fingers crossed for both of you!

Re: Capital One GW Letter, fingers crossed

RonM21 — Wed, 15 Jun 2016 09:14:44 GMT

Good luck on this! I thought I heard they can be tough sometimes, but you'll never know if you don't try.

Re: Capital One GW Letter, fingers crossed

AutoBot — Wed, 15 Jun 2016 09:44:55 GMT

Well if you don't succedd this time, you can always keep trying another few hundred times like me.

Re: Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 12:36:46 GMT

@Anonymous wrote:
Which address did you mail to if I may ask? I tried a letter asking to remove a couple late payments from 4 years ago and was shut down via form letter. Good luck to you!

1680 Capital One Drive Mclean, Virginia 22102 and I address it to Richard D. Fairbank

Re: Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 13:01:39 GMT

While GW requests are sometimes successful on the first try, quite often they are not so just don't get discouraged if you get the call back and it's not favorable. If you do get a denial, try to extend the conversation a bit and gather as much information as you can as to why you're being denied. Sometimes you can use some subtle things they say as ammo or for ideas to fine tune your next GW letter to possibly produce a more favorable result.

Re: Capital One GW Letter, fingers crossed

Anonymous — Wed, 15 Jun 2016 15:40:17 GMT

Thanks for the encouraging words. I will probably try again very soon.