topic Re: National Recovery Agency in Rebuilding Your Credit

National Recovery Agency

Anonymous — Thu, 28 Apr 2016 12:42:01 GMT

Hello everyone,

I thought I would share my experience with National Recovery Agency in Harrisburg, Pa for anyone who has a collection with them.

I started by sending a PFD to which they never responded. So I called them. The agent was very nice and offered to delete from my credit report if I paid off my account. I didn't ask to settle for a smaller amount as it was only a $63 collection. So on 4/6, I paid the $63 owed plus a $7.95 fee for paying over the phone and I was told to expect removal between 30 and 90 days. The collection came off my account on 4/26. They give nothing in writing but they did follow through very quickly with what they said they would.

If only all collection agencies were this easy to deal with.

Re: National Recovery Agency

AutoBot — Thu, 28 Apr 2016 12:48:32 GMT

Congrats on the successful PFD!

Re: National Recovery Agency

Anonymous — Fri, 29 Apr 2016 02:47:33 GMT

Thank you AutoBot.

Re: National Recovery Agency

Anonymous — Thu, 26 May 2016 19:45:38 GMT

Hi Witchykitty! May I ask how you got them to offer to delete for payment? I have a collection with National Recovery, and when I called they said they would report it as paid in full, and that I would have to contact the CRA to have it removed.

Re: National Recovery Agency

Anonymous — Thu, 26 May 2016 20:14:47 GMT

Hi Lucy.

I called and said I saw the collection on my credit report and was calling to inquire about making payment and the rep offered. He told me that if I paid that day that they would remove the account from my credit report. I asked again to make sure I was hearing him correctly and he said that it would be removed and to allow between 30 and 90 days to see the change. It was gone in 20 days.

Maybe try calling again to get someone different.

Re: National Recovery Agency

RonM21 — Thu, 26 May 2016 22:32:43 GMT

Good for you OP!

Re: National Recovery Agency

RonM21 — Thu, 26 May 2016 22:32:50 GMT

Good for you on the PFD!

Re: National Recovery Agency

Anonymous — Fri, 27 May 2016 01:38:48 GMT

Thanks. I'll call them again tomorrow in hopes of speaking to someone different. Hopefully I can have the same success you did!

Re: National Recovery Agency

Anonymous — Fri, 27 May 2016 02:20:02 GMT

Good luck! I know I'm not the only one who got a pay for delete from them so hopefully you'll be the next.

Re: National Recovery Agency

Anonymous — Sat, 25 Jun 2016 14:44:23 GMT

Thanks for the advice. I called at a different time of day to get a different agent on the phone. I still had to ask if the collection would be removed, and the agent stated that they would advise the CRA to mark as paid in full and delete. It took about 4 weeks since making payment for my credit report to update and the account was deleted!

Re: National Recovery Agency

Anonymous — Sat, 25 Jun 2016 21:21:56 GMT

That's great Lucy!! Congratulations. I'm so glad it worked out for you.

Re: National Recovery Agency

Anonymous — Sun, 05 Feb 2017 01:58:29 GMT

This is great to hear as I have just received a letter from this collector. My problem is the OC is willing to accept payment so - not sure which route to go.

Re: National Recovery Agency

kjpiano — Wed, 09 Aug 2017 18:54:37 GMT

No dice for me, at least on this first attempt - pretty discouraged - the person seemed nice but firm that they wouldn't do PFD bc 'that would be a type of coeercion prohibited by law to get the client to pay the debt'. She said it would show up as a paid collection.

Glad they seemed to be receptive to this, at least in recent history - this is one outdated utility bill from when I suddenly had to move out of my apartment building because bedbugs had shown up and were in other units besides my own. I think maybe if I get more into the background on that, I could have better luck?