topic Re: I got a PFD from Discovercard!!! in Rebuilding Your Credit

I got a PFD from Discovercard!!!

Anonymous — Wed, 11 Feb 2009 19:29:10 GMT

I sucessfully received a PFD from Discovercard. They said they report electronically every Friday so I am not sure what the score impact will be.

I am hoping that some of the more experienced people on here might suggest what kind of bump I should receive for this.

It was a charge off showing a balance. I paid a settled amount in exchange for full deletion, confirmed by a faxed letter.

Any hints on what kind of bump i might get?

WOO HOOOOOO!! I am in a good mood today!

Re: I got a PFD from Discovercard!!!

valley_man0505 — Thu, 12 Feb 2009 02:55:27 GMT

Nice, kornutt. They still have not responded in any way to either of the letters I have sent them. A simple "yes" or "no" would be nice at least. I assume you offered to PIF?

Re: I got a PFD from Discovercard!!!

fused — Thu, 12 Feb 2009 04:30:39 GMT

WoW, Discovercard! That's fantastic! Congrats!

Re: I got a PFD from Discovercard!!!

Anonymous — Thu, 12 Feb 2009 15:40:53 GMT

I sent them a PFD letter and they sent back a letter saying they were "investigating" my proposal. On the letter they sent, it had a number to call for questions. After about 3 weeks, I called them and offered to pay the balance I had charged on the card, but not the interest and charges and such in exchange for deletion. They accepted and I did a little dance here in my office!