topic Re: Free Experian Credit Report in Rebuilding Your Credit

Free Experian Credit Report

girlonmission — Wed, 22 Jun 2016 13:02:14 GMT

maybe it's already posted but I didn't see. Experian is offering free credit report, no credit card required. Update every 30 days.

UPDATE: 6/22/16

Here is the link. I was browsing through the actual Experian website. Then I got apop-up. I don't know how to attach a picture of the pop-up. but it says: You can check your Experian Credit Report every 30 days. Completely Free. No Credit Card Require. No Hidden Fees. Updated every 30 days on sign in. Personalized custome Service. Fast and Secure.

https://usa.experian.com/#/registration?offer=at_fcrs100&br=exp&mboxSession=1466597177786-882732

I did buy a score after I got my report for $1 and it is my FICO 8. It only provided my Experian Fico 8. If I wanted the other score versions and reports, I had to pay over twenty-some dollars. I was like I am good, thanks for the free report tough. One thing: this free service of Experian is similar to CK. There is ads and recommended credit cards and services.

Updated: #3

Member: TheBrad just provided some more details on how you can get your FICO 8 score FREE from DISCOVER and you DO NOT NEED to be a member:

Discover is offering a free Experian Fico-8 score and brief report for everyone....cardholder or not.

https://www.discover.com/free-credit-score/

Re: Free Experian Credit Report

RonM21 — Tue, 21 Jun 2016 20:45:39 GMT

Good info for anyone unaware.

Re: Free Experian Credit Report

Anonymous — Tue, 21 Jun 2016 21:05:14 GMT

where do you find this please?

Re: Free Experian Credit Report

Anonymous — Tue, 21 Jun 2016 21:16:50 GMT

where? all i see is a dollar

Re: Free Experian Credit Report

darwin_wins — Tue, 21 Jun 2016 22:15:14 GMT

I don't see, it says $1 for 7 day trial.

Re: Free Experian Credit Report

CatOfSpades — Wed, 22 Jun 2016 04:25:28 GMT

FreeCreditReport.com - It will ask if you want a trial subscription to see all three bureau reports, but you just decline and get your free Experian report.

Re: Free Experian Credit Report

Anonymous — Wed, 22 Jun 2016 04:56:19 GMT

You can also download the experian app from the IOS store (maybe adroid too?) and get the free monthly credit report.

You can also buy FICO scores from the app. (not sure what fico version, but I assume it is fico 8, same as CCT)

Re: Free Experian Credit Report

Anonymous — Wed, 22 Jun 2016 04:56:51 GMT

This would good if offered directly on Experian's site instead through FreeCreditReport.com. I hate all the "third-party" terms and agreements that comes with this.

Is there another way to get Experian reports?

Im currently receiving free and unlimited Equifax pulls for one year and it's come in real handy, especially being new to re-building.

Re: Free Experian Credit Report

Anonymous — Wed, 22 Jun 2016 05:14:00 GMT

@Anonymous wrote:
This would good if offered directly on Experian's site instead through FreeCreditReport.com. I hate all the "third-party" terms and agreements that comes with this.

Is there another way to get Experian reports?

Im currently receiving free and unlimited Equifax pulls for one year and it's come in real handy, especially being new to re-building.

Where are you getting free EQ pulls at?

Re: Free Experian Credit Report

Anonymous — Wed, 22 Jun 2016 06:36:28 GMT

@Anonymous wrote:
@Anonymous wrote:
This would good if offered directly on Experian's site instead through FreeCreditReport.com. I hate all the "third-party" terms and agreements that comes with this.

Is there another way to get Experian reports?

Im currently receiving free and unlimited Equifax pulls for one year and it's come in real handy, especially being new to re-building.

Where are you getting free EQ pulls at?

PenFed

Re: Free Experian Credit Report

CatOfSpades — Wed, 22 Jun 2016 05:43:38 GMT

FreeCreditReport.com not a third party, it's a part of Experian. It carries the logo and it says so on the website. That and the Experian App are the same exact thing, they use the same login information, and they both link directly to Experian.com if you want to pull up your report there. I went to Experian today to make a couple of corrections on two accounts that are reporting wrong. Just like Equifax, they will pull your information from the other two bureaus for a fee.

Re: Free Experian Credit Report

RCOH — Wed, 22 Jun 2016 07:21:20 GMT

I went to check it out even though I have a CCT account. It is part of Experian but they do require $ and signing up for CreditWorks to see your score. It's only your 'report' for free. Not that the report isn't useful.

Re: Free Experian Credit Report

Anonymous — Wed, 22 Jun 2016 12:48:43 GMT

Discover is offering a free Experian Fico-8 score and brief report for everyone....cardholder or not.

https://www.discover.com/free-credit-score/

Re: Free Experian Credit Report

txbusted — Fri, 24 Jun 2016 20:39:59 GMT

@Anonymous wrote:
Discover is offering a free Experian Fico-8 score and brief report for everyone....cardholder or not.

https://www.discover.com/free-credit-score/

Thanks for the heads up

Re: Free Experian Credit Report

Anonymous — Sat, 02 Jul 2016 03:05:52 GMT

@Anonymous wrote:
Discover is offering a free Experian Fico-8 score and brief report for everyone....cardholder or not.

https://www.discover.com/free-credit-score/

----------------

Man oh man, this was right on time! I was looking for another service to try out instead of myfico credit monitoring because of how SLoooow Experian is to update. I was testing it out this first month to see how I liked it and to get a true base line score. It was okay except for the Experian thing and I had a lot of activity this month. Myfico need to revamp their prices because of that glitch.

Needless to say, I'll be jumping ship since I have a Discover card that pulls Transunion already. So between these two and credit karma..theres no point in me paying for a score. Again Thank you thank you thank you!!

Oh by the way, do you know if this is a trial thing? There was nothing that I found that indicated it on the website but I may have overlooked something

Re: Free Experian Credit Report

Anonymous — Sat, 02 Jul 2016 10:01:00 GMT

Just thought I'd mention that Credit Karma scores aren't Fico scores

Re: Free Experian Credit Report

Anonymous — Sat, 02 Jul 2016 20:53:36 GMT

@Anonymous wrote:
Just thought I'd mention that Credit Karma scores aren't Fico scores

Yeah I know, their garbage. However, they provide a great monitoring tool of any changes occuring on your reports