topic Credit one taking their sweet time in Rebuilding Your Credit

Credit one taking their sweet time

mrldp40 — Wed, 10 Aug 2016 16:57:51 GMT

It's been a week since I applied said approved then went to processing nothing since! I'd this normal?

Re: Credit one taking their sweet time

mrldp40 — Thu, 11 Aug 2016 00:59:09 GMT

anyone have experiance with them

Re: Credit one taking their sweet time

Mzjedwards1 — Thu, 11 Aug 2016 01:18:10 GMT

My Credit One account was processed over the course of about 2 and 1/2 weeks. I had paid the application fee and then the card was sent before the 3 week mark. Hope that helps. I kept checking the website for updates. They are a tad bit slow. It will come.. Bittersweet congrats to you for the approval. Its not the best card but my score has jumped a bit since it started reporting. Plan to keep it until the year mark and then app for a better card. I haven't had any issues with them. I use it and pay it. I have received a free CLI from 300 to 450 when I hit the one month mark which was great in my opinion. So far the only CLI I have received since starting my rebuild.. Congrats again

Re: Credit one taking their sweet time

Kirmie2010 — Thu, 11 Aug 2016 01:28:45 GMT

Gotta be a little more patient On the replys and on the card!

Credit One took longer than any other card i got. It took me about 3 weeks (just shy of)

yeah its normal

Re: Credit one taking their sweet time

garagebandking — Thu, 11 Aug 2016 01:43:51 GMT

Patience is a virtue.

Credit One took a few weeks to get the card to me.

Despite some others' experiences, I felt Credit One did their job for me and after about 18 months, I closed it. Enjoy it.

Re: Credit one taking their sweet time

Anonymous — Thu, 11 Aug 2016 15:01:02 GMT

Same as in with anyone else. It took me about 3 weeks to get the card, as soon as you activate it, it started reporting like maybe a few days later.

Re: Credit one taking their sweet time

Anonymous — Thu, 11 Aug 2016 15:02:23 GMT

Did you get a CLI a month from when the card started reporting, or a month from when you got your first statement?

Re: Credit one taking their sweet time

mrldp40 — Thu, 11 Aug 2016 15:02:39 GMT

Thanks for all the reply's

Re: Credit one taking their sweet time

mrldp40 — Thu, 11 Aug 2016 15:08:19 GMT

1 last question do there update the app status site or send email or did card just showed up thanks

Re: Credit one taking their sweet time

Anonymous — Thu, 11 Aug 2016 15:10:29 GMT

They send you an email, and update the app status

Re: Credit one taking their sweet time

mrldp40 — Thu, 11 Aug 2016 15:11:12 GMT

OK thanks alot

Re: Credit one taking their sweet time

mrldp40 — Sun, 14 Aug 2016 00:27:23 GMT

now there wanting documents im not wasting anymore time messing with them ill go secured i guess

Re: Credit one taking their sweet time

Kizzel00 — Sun, 14 Aug 2016 02:59:52 GMT

Oh no. I just was approved, I hope I don't run into that problem :/ on their status page it says that it's approved and that when they ship the card the status will update to show the mailing daye

Re: Credit one taking their sweet time

Anonymous — Mon, 15 Aug 2016 00:12:24 GMT

You just have to be patient. It was worth the wait for me. As soon as I activated the card, they reported to the CB in about 2-3 days and my credit score shot right up. My TU score when up 115 points! So I would suggest staying with them.

Re: Credit one taking their sweet time

mrldp40 — Mon, 15 Aug 2016 01:39:43 GMT

ok i guess ill send docs thanks

Re: Credit one taking their sweet time

surferchris — Mon, 15 Aug 2016 02:51:15 GMT

I would definitely finish the process, since you already incurred a hard pull. Just my opinion.

Re: Credit one taking their sweet time

mrldp40 — Sun, 21 Aug 2016 02:07:27 GMT

thanks for the great advice but i decided to cancel my app i went for the primor secured 39 annual fee and it was here in 6 days and already on my ex report

Re: Credit one taking their sweet time

Anonymous — Sun, 21 Aug 2016 15:38:43 GMT

My Primor was very slow to report on my credit reports. The good - you can increase your limit by adding more funds as often as you like up to $5K the bad like many of these subprime cards they are very slow to credit your payments. Sure your payment lowers your balance right away but it can take a week or two for the funds to be available for you.

I just received my Credit One card after about 3 weeks $1,500 limit initially approved for $500 forgot I applied got email applied again approved for $1,500 they sent me one card with the $1,500.

I am not sure what I am going to do was planning on not using Primor and just adding and adding as forced savings and to increase my limit.

So for now I have both cards a bunch of Commenity and a couple of other Visa/MC like First Premier.

Re: Credit one taking their sweet time

mrldp40 — Sun, 21 Aug 2016 17:21:13 GMT

I got 1 comenity overstock 1250

Re: Credit one taking their sweet time

mrldp40 — Thu, 27 Oct 2016 01:04:26 GMT

Finally got the credit one visa after 7 weeks .they gave me a cli of 150 on first statement.so I've been charging and paying immediately after hope to close before next annual fee starts