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    <title>topic Re: Capital One GW letter Success!!! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4818709#M514596</link>
    <description>&lt;P&gt;Congrats on your increase, I needed to hear this positive news! I actually have two cards with them, 4 payments behind on both, they claimed they closed my accounts but I can still login and make payments on their website, no problemo. I will try this to see if they can erase some of my late payments too; did you use a sample letter to send to them or did you just wing it?&lt;/P&gt;</description>
    <pubDate>Wed, 21 Dec 2016 17:09:07 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-12-21T17:09:07Z</dc:date>
    <item>
      <title>Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784925#M511370</link>
      <description>&lt;P&gt;On 10/13/16 I emailed Cap One Executive Office a few days later I really nice guy called me back and spoke with me for at least 20 minutes regarding my situation. He stated he will do his best to try and help me get some lates removed from earlier this year. I never heard back from him but this morning I woke up to a fico alert and my score had increased and I couldn't understand how. So I ordered &amp;nbsp;a new report scanned it thoroughly and BAM&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; the cap one account was showing all payments current. I had 6 late payments on this account. So people please don't give up &amp;nbsp;GW letters do work. Oh and this was first attempt sending the GW letter.&lt;/P&gt;</description>
      <pubDate>Thu, 03 Nov 2016 13:10:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784925#M511370</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-03T13:10:26Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784942#M511373</link>
      <description>&lt;P&gt;Yay! Congrats! Would you mind PMing me the info and the letter that you sent? I haven't had much success with them &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 03 Nov 2016 14:07:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784942#M511373</guid>
      <dc:creator>itspnutbutterkellytime</dc:creator>
      <dc:date>2016-11-03T14:07:36Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784949#M511375</link>
      <description>&lt;P&gt;Congrats.... I spoke to some on 10/27 from the EO office after sending a GW via email. I haven't heard anything bank yet, keeping my fingers crossed.&lt;/P&gt;</description>
      <pubDate>Thu, 03 Nov 2016 14:30:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4784949#M511375</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-03T14:30:20Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785047#M511384</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/379502"&gt;@deseandav09&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;On 10/13/16 I emailed Cap One Executive Office a few days later I really nice guy called me back and spoke with me for at least 20 minutes regarding my situation. He stated he will do his best to try and help me get some lates removed from earlier this year. I never heard back from him but this morning I woke up to a fico alert and my score had increased and I couldn't understand how. So I ordered &amp;nbsp;a new report scanned it thoroughly and BAM&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; the cap one account was showing all payments current. I had 6 late payments on this account. So people please don't give up &amp;nbsp;GW letters do work. Oh and this was first attempt sending the GW letter.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's awesome. Can you PM me who you emailed it to and the letter you used? I've gone through 3 rounds with them and each time I get denied. My late payments are from last year. I got turned down again this week.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 03 Nov 2016 17:03:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785047#M511384</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-03T17:03:07Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785262#M511412</link>
      <description>&lt;P&gt;Please PM the EO email address you used for the CapOne GW. Thank you and Congratulations for your GW success!&lt;/P&gt;</description>
      <pubDate>Thu, 03 Nov 2016 20:20:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785262#M511412</guid>
      <dc:creator>720n2013</dc:creator>
      <dc:date>2016-11-03T20:20:46Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785270#M511413</link>
      <description>Pm sent</description>
      <pubDate>Thu, 03 Nov 2016 20:27:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785270#M511413</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-03T20:27:21Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785648#M511432</link>
      <description>&lt;P&gt;Hey, I am new to the forum and have been trying to rebuild my credit.&amp;nbsp; I have a couple late payments on my Capital One account as well.&amp;nbsp; Is there anyway that you can assist with the GW email?&amp;nbsp; Thank you for your time.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 04 Nov 2016 07:19:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785648#M511432</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-04T07:19:21Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785737#M511442</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/379502"&gt;@deseandav09&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;On 10/13/16 I emailed Cap One Executive Office a few days later I really nice guy called me back and spoke with me for at least 20 minutes regarding my situation. He stated he will do his best to try and help me get some lates removed from earlier this year. I never heard back from him but this morning I woke up to a fico alert and my score had increased and I couldn't understand how. So I ordered &amp;nbsp;a new report scanned it thoroughly and BAM&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; the cap one account was showing all payments current. I had 6 late payments on this account. So people please don't give up &amp;nbsp;GW letters do work. Oh and this was first attempt sending the GW letter.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Excellent success story!&amp;nbsp; Congratulations on those late payments being removed.&amp;nbsp; How much did your scores increase?&amp;nbsp; Were they minors (30/60) or majors (90+)?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One question for you... what email address did you use for the Cap One EO?&amp;nbsp; I've been trying to speak to them for over a week for something unrelated to GW (CLI issue) and I've emailed the CEO which prompted a call back from the EO which I missed.&amp;nbsp; I've since left messages multiple times for the person / pin# provided to me in their original message but I've received no call back from the EO which is really getting irritating.&amp;nbsp; If you have an email address other than the CEO one that could possibly prompt a call back from the EO that would be very helpful.&amp;nbsp; Thank you!&lt;/P&gt;</description>
      <pubDate>Fri, 04 Nov 2016 14:45:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4785737#M511442</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-04T14:45:48Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786407#M511502</link>
      <description>Can you please send me the info to send to Cap One please</description>
      <pubDate>Sat, 05 Nov 2016 07:17:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786407#M511502</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-05T07:17:37Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786944#M511535</link>
      <description>Pm sent</description>
      <pubDate>Sun, 06 Nov 2016 02:41:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786944#M511535</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-06T02:41:33Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786947#M511536</link>
      <description>I had one 120 day late in Jan 16 and 2 90 day lates in Nov/Dec 15 my score increases 38 points.</description>
      <pubDate>Sun, 06 Nov 2016 02:44:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786947#M511536</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-06T02:44:30Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786953#M511538</link>
      <description>Pm's sent</description>
      <pubDate>Sun, 06 Nov 2016 02:49:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786953#M511538</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-06T02:49:27Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786991#M511540</link>
      <description>So sorry to ask but would you please PM the info. Thank you!</description>
      <pubDate>Sun, 06 Nov 2016 04:02:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4786991#M511540</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-06T04:02:48Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4787024#M511541</link>
      <description>Thank you so much. Im new to this site yet determined to get the job done!</description>
      <pubDate>Sun, 06 Nov 2016 04:57:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4787024#M511541</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-06T04:57:37Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788004#M511638</link>
      <description>&lt;P&gt;pm sent&lt;/P&gt;</description>
      <pubDate>Mon, 07 Nov 2016 19:53:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788004#M511638</guid>
      <dc:creator>deseandav09</dc:creator>
      <dc:date>2016-11-07T19:53:19Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788523#M511695</link>
      <description>&lt;P&gt;Will you pm me as well? Also what did you tell the EO office i think thats more important. I have one late auto loan and one late credit card loan trying to get those removed.&lt;/P&gt;</description>
      <pubDate>Tue, 08 Nov 2016 14:10:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788523#M511695</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-08T14:10:37Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788666#M511714</link>
      <description>&lt;P&gt;I'd love to have the info you sent as well as the email address too if you don't mind PM'ing them to me too! &amp;nbsp;I am in a very similar situation with them and have been trying to get them to remove the lates on my account too. &amp;nbsp;Nothing has worked thus far.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I went on a payment arrangement with them some time ago during which I paid as agreed, and they counted me late because the agreement wasn't the same as the original payment due dates.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!!&lt;/P&gt;</description>
      <pubDate>Tue, 08 Nov 2016 17:06:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4788666#M511714</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-08T17:06:02Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4789200#M511769</link>
      <description>&lt;P&gt;would you please PM me the letter/email you sent? I am trying to get one late pay removed from back in June as i am trying to get a home loan. Thanks so much in advance!&lt;/P&gt;</description>
      <pubDate>Wed, 09 Nov 2016 15:35:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4789200#M511769</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-09T15:35:07Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4794693#M512325</link>
      <description>&lt;P&gt;Congrats. Could you please pm this great info.!! Thanks&lt;/P&gt;</description>
      <pubDate>Thu, 17 Nov 2016 23:59:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4794693#M512325</guid>
      <dc:creator>mackinjack2</dc:creator>
      <dc:date>2016-11-17T23:59:26Z</dc:date>
    </item>
    <item>
      <title>Re: Capital One GW letter Success!!!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4795916#M512409</link>
      <description>Thank you so much. I got three lates removed from one Capital One account and they are reviewing 5 lates on another account. I would have never made this happen without you sharing, as I had tried several things and given up. Thank you for your help!</description>
      <pubDate>Sat, 19 Nov 2016 16:43:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-GW-letter-Success/m-p/4795916#M512409</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-11-19T16:43:10Z</dc:date>
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