topic Re: Equifax in Rebuilding Your Credit

Equifax

CostantinoA — Fri, 23 Jun 2017 08:20:23 GMT

I have had so many problems with Equifax. I had numerous 3rd party service's that couldn't pull my Equifax file. I called them and they said there is no block or anything on it. JUst recently, that seemed to fix. It is weird because of my other reports, I have 70 plus accounts reporting and on Equifax, half of that. I have called the banks and they said they are reporting to them monthly. They one day, I will wake up and I will have a bunch of accounts hit my report and stay on there for a week or so and then they go away again. My inquires the same. 5x in the last 3 months, it goes from 0 inquires to 40's and then to 0 and back and forth. Again, I called Equifax and they have no idea what is going on?

Re: Equifax

rmduhon — Fri, 23 Jun 2017 08:59:15 GMT

You may have a split file. That's where some of your information is separate from the rest and if it's getting pulled (for credit or monitoring) there's no telling which one they are getting.

Re: Equifax

CostantinoA — Fri, 23 Jun 2017 09:00:49 GMT

@rmduhon wrote:
You may have a split file. That's where some of your information is separate from the rest and if it's getting pulled (for credit or monitoring) there's no telling which one they are getting.

I asked them about the split file and they said no..... How else can I check this?