https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Americollect/m-p/4988266#M536507 Just for future reference, conditional endorsement for checks aren't binding. They could have cashed the check and not deleted. You got lucky. Congratulations on the deletion. Sat, 01 Jul 2017 07:55:41 GMT rmduhon 2017-07-01T07:55:41Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Americollect/m-p/4987218#M536503 Hey everyone!!! I know some of you have not had success with Americollect PFD I recieved a letter that I had been granted PFD. So I just wanted to share the language I used in the letter.<BR /><BR />I used the generic PFD letter but changed the language in the letter to include the check number and "cashing of this check number 123 is acceptance of these terms" I included the check and on the check memo I wrote agreement for payment in full for deletion" and sent certified mail. The check was cashed.<BR /><BR />Well today in the mail I received notice that they granted my request and it would be deleted. Fri, 30 Jun 2017 01:11:16 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Americollect/m-p/4987218#M536503 Anonymous 2017-06-30T01:11:16Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Americollect/m-p/4988266#M536507 Just for future reference, conditional endorsement for checks aren't binding. They could have cashed the check and not deleted. You got lucky. Congratulations on the deletion. Sat, 01 Jul 2017 07:55:41 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Americollect/m-p/4988266#M536507 rmduhon 2017-07-01T07:55:41Z