topic Re: Making progress.... in Rebuilding Your Credit

Making progress....

Anonymous — Mon, 21 Aug 2017 00:16:50 GMT

With having the success of getting on touch with Credit One to have my TL deleted, I have had success with 5 collections accounts being removed!!

My scores now via myFico are EX 580 TU 600 EQ 562, not great by far but I know its a process.

Question I have how long does Cap1 and NFCU take to report to the CR? As well as how long does it take for a statement to cut? With both I've made several payments on the accounts but yet no statements.

Re: Making progress....

Anonymous — Mon, 21 Aug 2017 03:34:55 GMT

Cap1 usually take 2 statements. NFCU only took a few weeks for me.

Congrats on your current progress!

Re: Making progress....

Anonymous — Mon, 21 Aug 2017 12:03:22 GMT

Thank you!! I was just beginning to wonder.

Re: Making progress....

Anonymous — Mon, 21 Aug 2017 13:19:51 GMT

Awesome progress! It must feel great. Keep up the good work and good luck!

Re: Making progress....

Anonymous — Mon, 21 Aug 2017 13:32:24 GMT

Congrats on your progress! My Capital One took 2 statements before it posted on my CRs.

Keep hammering on any derogatory TLs and make sure you are reporting 3 open CC lines and 1 installment loan for maximum FICO effect. The Alliant SSL is a great installment loan option if you don't have a student, mortgage or auto loan reporting open.

Re: Making progress....

Anonymous — Tue, 22 Aug 2017 04:01:31 GMT

Thank you everyone!! These boards have helped me tremendously in my short time here! I do have an auto loan and student loans reporting.