topic Re: TransUnion only bureau not reporting $0 in Rebuilding Your Credit

TransUnion only bureau not reporting $0

Anonymous — Fri, 23 Feb 2018 12:49:14 GMT

I woke up today to a huge boost in my credit score. I've been paying off my collections. I settled with Cavalry Portfolio; however, TransUnion is the ONLY credit bureau NOT reporting the $0 balance and account closed as terms were. I disputed and the remarks now show "meets FCRA requirements. What should I do? I am planning on calling Cavalry today. I also wrote a dispute to send in regular mail.

Re: TransUnion only bureau not reporting $0

kiea — Fri, 23 Feb 2018 14:40:04 GMT

I will call TU and have them look into while you're on the phone. Looks like they are saying your dispute was unsuccessful. You might have to sent them proof of payment.

Re: TransUnion only bureau not reporting $0

Anonymous — Fri, 23 Feb 2018 14:48:52 GMT

Yes, some reason on the actual transunion site, it doesnt allow me to submit full report. So I had to dispute on my own by writing a letter and printed out proof of payment and showes cavalry's agreement letter to me. We will see. Like I said, they are the only bureau NOT reporting zero. Everyone else says $0 and closed the account

Re: TransUnion only bureau not reporting $0

kiea — Fri, 23 Feb 2018 15:24:37 GMT

I will wait a couple of weeks and then contact them again. TU always reports late for me so hopefully it update soon.

Re: TransUnion only bureau not reporting $0

Anonymous — Fri, 23 Feb 2018 15:32:27 GMT

Same here. They are always behind. And my score is also ALWAYS lower with them.

Re: TransUnion only bureau not reporting $0

capricornchanges — Fri, 23 Feb 2018 23:08:35 GMT

Yep they report later for me too and it’s so frustrating, but TU in general is a thorn in my side

Re: TransUnion only bureau not reporting $0

Anonymous — Sat, 24 Feb 2018 00:13:43 GMT

I thought paying off collections did not increase scores ? You got luck!

Re: TransUnion only bureau not reporting $0

Anonymous — Sat, 24 Feb 2018 00:40:46 GMT

Mine did I guess bc my balance in collections was so high that now it's reporting as zero. It went up 44 points with Equifax(2 collectors reporting zero balance now). With TransUnion, it only went up 10 (one collector hasn't updated yet w Trans) and other one is showing the balance still (as I complained about)

Re: TransUnion only bureau not reporting $0

Anonymous — Sat, 24 Feb 2018 01:36:33 GMT