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    <title>topic Re: Early Exclusion in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5238167#M560286</link>
    <description>&lt;P&gt;Congratulations!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Wed, 02 May 2018 04:42:53 GMT</pubDate>
    <dc:creator>EW800</dc:creator>
    <dc:date>2018-05-02T04:42:53Z</dc:date>
    <item>
      <title>Early Exclusion</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5237285#M560228</link>
      <description>&lt;P&gt;I haven't posted here in some time, as my rebuilding chore started in 2014 I think.&amp;nbsp; I still have 3 negatives on TU, and 2 each on EX and EQ.&lt;/P&gt;&lt;P&gt;I called TU today for early exclusion for a CO that was going to report until 11/2018.&amp;nbsp; My file is with the fraud department (and has been for a long time), so I was transferred there.&amp;nbsp; The rep was able to delete the account within a couple minutes after talking to her (note that she was not a US rep, nor was she a supervisor).&lt;/P&gt;&lt;P&gt;I still have to wait for the other two items to fall of all my reports, and that won't be until late this year/early next year, but I'm getting very close to having completely clean reports.&lt;/P&gt;&lt;P&gt;When I started this process, my scores were horrible, and I had a couple dozen negative items on every single report.&lt;/P&gt;&lt;P&gt;It can be done. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 01 May 2018 12:17:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5237285#M560228</guid>
      <dc:creator>JayTee1</dc:creator>
      <dc:date>2018-05-01T12:17:54Z</dc:date>
    </item>
    <item>
      <title>Re: Early Exclusion</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5238020#M560281</link>
      <description>Good job</description>
      <pubDate>Wed, 02 May 2018 01:45:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5238020#M560281</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2018-05-02T01:45:02Z</dc:date>
    </item>
    <item>
      <title>Re: Early Exclusion</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5238167#M560286</link>
      <description>&lt;P&gt;Congratulations!&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 02 May 2018 04:42:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5238167#M560286</guid>
      <dc:creator>EW800</dc:creator>
      <dc:date>2018-05-02T04:42:53Z</dc:date>
    </item>
    <item>
      <title>Re: Early Exclusion</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5257479#M561966</link>
      <description>&lt;P&gt;that is awesome. Was that CO paid or still had a balance?&lt;/P&gt;</description>
      <pubDate>Sat, 26 May 2018 21:05:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/m-p/5257479#M561966</guid>
      <dc:creator>Aspireto850</dc:creator>
      <dc:date>2018-05-26T21:05:21Z</dc:date>
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