https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Offer-or-No/m-p/5245812#M560911 <P>I have several accounts that have been charged off. It has been almost 3 years and I would like to write them and offer a settlement for a reduced amount if they will delete from my credit. The problem is I do not want to have the statue of limitations start over. Is there a way to do this without admitting to the debt to avoid the statue of limitations from starting over?</P> Fri, 11 May 2018 05:54:23 GMT timshifty 2018-05-11T05:54:23Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Offer-or-No/m-p/5245812#M560911 <P>I have several accounts that have been charged off. It has been almost 3 years and I would like to write them and offer a settlement for a reduced amount if they will delete from my credit. The problem is I do not want to have the statue of limitations start over. Is there a way to do this without admitting to the debt to avoid the statue of limitations from starting over?</P> Fri, 11 May 2018 05:54:23 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Offer-or-No/m-p/5245812#M560911 timshifty 2018-05-11T05:54:23Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Offer-or-No/m-p/5246084#M560922 <P>Simply state that you are making the offer only to resolve the matter, and that you are making no admission as to the validity of the asserted debt.</P> Fri, 11 May 2018 17:35:27 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Offer-or-No/m-p/5246084#M560922 RobertEG 2018-05-11T17:35:27Z