topic Deletion or Goodwill Letter for Syncb/Sunglass hut CLOSED in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5351720#M569466 <DIV class="header cselem"><DIV class="icon-text-pair"><DIV class="title head-title ng-binding">hey guys, this is one of my derogatory accounts thats a few years old. I do not remember if i paid synchrony bank back in full or if i took them up on a settlement offer. Either way, wondering if any of you had luck with getting their derogatory removed?</DIV><DIV class="title head-title ng-binding">&nbsp;</DIV><DIV class="title head-title ng-binding">Syncb/Sunglass Hut <SPAN class="tag-closed ng-scope">CLOSED</SPAN></DIV></DIV></DIV><DIV class="body"><DIV class="body-content"><DIV class="bureau-row"><DIV class="col-labels">&nbsp;</DIV><DIV class="col-values"><DIV class="col-value-wrapper"><DIV class="col-value"><SPAN class="bureau-name">EQUIFAX</SPAN></DIV><DIV class="col-value"><SPAN class="bureau-name">TRANSUNION</SPAN></DIV><DIV class="col-value"><SPAN class="bureau-name">EXPERIAN</SPAN></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-lastupdate"><DIV class="data-label">LAST UPDATED</DIV></DIV><DIV class="col-values col-val-lastupdate"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">09/2016</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">09/2016</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">03/2016</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-paymentstatus"><DIV class="data-label">PAYMENT STATUS</DIV></DIV><DIV class="col-values col-val-paymentstatus"><DIV class="col-value-wrapper data-payments"><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Pays account as agreed</DIV></DIV></DIV><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Paid or paying as agreed</DIV></DIV></DIV><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Paid account/was delinquent 150 days past due date</DIV></DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-worstdelin"><DIV class="data-label">WORST DELINQUENCY</DIV></DIV><DIV class="col-values col-val-worstdelin"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">120+ days past due</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">120 days past due</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">150 days delinquent</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-balance"><DIV class="data-label">BALANCE</DIV></DIV><DIV class="col-values col-val-balance"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">$0</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$0</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">–</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-creditlimit"><DIV class="data-label">CREDIT LIMIT</DIV></DIV><DIV class="col-values col-val-creditlimit"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV></DIV></DIV></DIV></DIV></DIV> Sat, 08 Sep 2018 15:15:39 GMT Anonymous 2018-09-08T15:15:39Z Deletion or Goodwill Letter for Syncb/Sunglass hut CLOSED https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5351720#M569466 <DIV class="header cselem"><DIV class="icon-text-pair"><DIV class="title head-title ng-binding">hey guys, this is one of my derogatory accounts thats a few years old. I do not remember if i paid synchrony bank back in full or if i took them up on a settlement offer. Either way, wondering if any of you had luck with getting their derogatory removed?</DIV><DIV class="title head-title ng-binding">&nbsp;</DIV><DIV class="title head-title ng-binding">Syncb/Sunglass Hut <SPAN class="tag-closed ng-scope">CLOSED</SPAN></DIV></DIV></DIV><DIV class="body"><DIV class="body-content"><DIV class="bureau-row"><DIV class="col-labels">&nbsp;</DIV><DIV class="col-values"><DIV class="col-value-wrapper"><DIV class="col-value"><SPAN class="bureau-name">EQUIFAX</SPAN></DIV><DIV class="col-value"><SPAN class="bureau-name">TRANSUNION</SPAN></DIV><DIV class="col-value"><SPAN class="bureau-name">EXPERIAN</SPAN></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-lastupdate"><DIV class="data-label">LAST UPDATED</DIV></DIV><DIV class="col-values col-val-lastupdate"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">09/2016</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">09/2016</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">03/2016</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-paymentstatus"><DIV class="data-label">PAYMENT STATUS</DIV></DIV><DIV class="col-values col-val-paymentstatus"><DIV class="col-value-wrapper data-payments"><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Pays account as agreed</DIV></DIV></DIV><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Paid or paying as agreed</DIV></DIV></DIV><DIV class="col-value"><DIV class="data-value"><DIV class="pay-status status-negative">Paid account/was delinquent 150 days past due date</DIV></DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-worstdelin"><DIV class="data-label">WORST DELINQUENCY</DIV></DIV><DIV class="col-values col-val-worstdelin"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">120+ days past due</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">120 days past due</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">150 days delinquent</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-balance"><DIV class="data-label">BALANCE</DIV></DIV><DIV class="col-values col-val-balance"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">$0</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$0</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">–</DIV></DIV></DIV></DIV></DIV><DIV class="data-set"><DIV class="col-labels col-lbl-creditlimit"><DIV class="data-label">CREDIT LIMIT</DIV></DIV><DIV class="col-values col-val-creditlimit"><DIV class="col-value-wrapper"><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV><DIV class="col-value"><DIV class="data-value ng-binding">$800</DIV></DIV></DIV></DIV></DIV></DIV></DIV> Sat, 08 Sep 2018 15:15:39 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5351720#M569466 Anonymous 2018-09-08T15:15:39Z Re: Deletion or Goodwill Letter for Syncb/Sunglass hut CLOSED https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5352282#M569501 I have had no success with Synchrony removing negatives from my account...including an account which had a few lates, I paid in full and they promptly closed it. When I attempted to goodwill them, they reported that I disputed it and updated my credit report with that information. Best wishes. Sun, 09 Sep 2018 04:37:26 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5352282#M569501 SweetCreditObsession 2018-09-09T04:37:26Z Re: Deletion or Goodwill Letter for Syncb/Sunglass hut CLOSED https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5352766#M569530 Best bet is to keep sending letters until they remove it. Make them get tired of you Sun, 09 Sep 2018 19:06:39 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Deletion-or-Goodwill-Letter-for-Syncb-Sunglass-hut-CLOSED/m-p/5352766#M569530 Civil 2018-09-09T19:06:39Z