topic Experian not reporting in Rebuilding Your Credit

Experian not reporting

jrubedjmp311 — Tue, 02 Oct 2018 12:39:23 GMT

I have 2 cards that do not show on my experian. I called citi and they said they report to everyone.

What should i do?

Re: Experian not reporting

Medic981 — Tue, 02 Oct 2018 12:44:50 GMT

@jrubedjmp311 wrote:
I have 2 cards that do not show on my experian. I called citi and they said they report to everyone.

What should i do?

How long have you had your CBNA cards? It took 60 days for my CBNA card to show up on my CR and almost 90 days on the EX CR.

Re: Experian not reporting

jrubedjmp311 — Tue, 02 Oct 2018 12:43:58 GMT

AU for 2 years.
The other card is over 180 days

Re: Experian not reporting

RobertEG — Tue, 02 Oct 2018 16:04:18 GMT

If it is an AU account that has reported by a creditor, the CRA will no longer include in your credit report unless the CRA also has the DOB of the AU consumer. That was part of the fairly recent settlement agreement between the CRAs and the offices of the AG of several states.

I would begin by contacting the CRA and asking if they (the CRA) is blocking inclusion based on that settlement agreement.

Re: Experian not reporting

jrubedjmp311 — Wed, 03 Oct 2018 11:44:02 GMT

Thanks Robert!! Since our last chat, I got to 705 on TU and EQ. Experian is killing me. Making progress though guys!!! Thank you!!