topic Re: M&T Bank Mortgage 30 day late help! in Rebuilding Your Credit

M&T Bank Mortgage 30 day late help!

TARHEELGIRL82 — Thu, 31 Jan 2019 22:36:40 GMT

I currently have a mortgage with M&T Bank. Due to some extenuating circumstances this past month and a half I’m going to be late. Totaled my car due to snow and ice storm and had to get a replacement car that used up my savings. I will pay my mortgage 6 days past the 30th day mark. Has anyone had any experience having this removed? Possibly a goodwill letter? I have never been late. My credit is good and I have had this home for 5 years with no payment issues.

Re: M&T Bank Mortgage 30 day late help!

FireMedic1 — Fri, 01 Feb 2019 00:39:07 GMT

@TARHEELGIRL82 wrote:
I currently have a mortgage with M&T Bank. Due to some extenuating circumstances this past month and a half I’m going to be late. Totaled my car due to snow and ice storm and had to get a replacement car that used up my savings. I will pay my mortgage 6 days past the 30th day mark. Has anyone had any experience having this removed? Possibly a goodwill letter? I have never been late. My credit is good and I have had this home for 5 years with no payment issues.

If its going to be late. Let them know ASAP and they may be able to work something out before it hits that mark past 30 days.

Re: M&T Bank Mortgage 30 day late help!

TARHEELGIRL82 — Fri, 01 Feb 2019 01:05:42 GMT

I did and they said I could dispute it with the bureaus. But we already know how that can go.

Re: M&T Bank Mortgage 30 day late help!

gdale6 — Fri, 01 Feb 2019 02:42:04 GMT

Best bet is the GW letter explaining to the CEO why