topic Best Eegg Personal Loan in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5503836#M580777 <P>I was just wondering if anyone had used Best Egg for a personal loan and if so, how does the account report to the CBs?</P> Fri, 15 Feb 2019 14:05:17 GMT MP15_556 2019-02-15T14:05:17Z Best Eegg Personal Loan https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5503836#M580777 <P>I was just wondering if anyone had used Best Egg for a personal loan and if so, how does the account report to the CBs?</P> Fri, 15 Feb 2019 14:05:17 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5503836#M580777 MP15_556 2019-02-15T14:05:17Z Re: Best Eegg Personal Loan https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504013#M580786 <P>I never used Best Egg but here is how my Lending Point shows up:</P><P>&nbsp;</P><TABLE><TBODY><TR><TD>Details</TD><TD>&nbsp;</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Account #</SPAN></DIV></DIV></DIV></TD><TD>XXXXXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Original Creditor</SPAN></DIV></DIV></DIV></TD><TD>-</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Company Sold</SPAN></DIV></DIV></DIV></TD><TD>-</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Account Type</SPAN></DIV></DIV></DIV></TD><TD>INSTALLMENT</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Date Opened</SPAN></DIV></DIV></DIV></TD><TD>Jan 2019</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Account Status</SPAN></DIV></DIV></DIV></TD><TD>Open</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Payment Status</SPAN></DIV></DIV></DIV></TD><TD>Current</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Status Updated</SPAN></DIV></DIV></DIV></TD><TD>XXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Usage</SPAN></DIV></DIV></DIV></TD><TD>-</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Balance</SPAN></DIV></DIV></DIV></TD><TD>XXXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Balance Updated</SPAN></DIV></DIV></DIV></TD><TD>XXXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Original Balance</SPAN></DIV></DIV></DIV></TD><TD>XXXXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Monthly Payment</SPAN></DIV></DIV></DIV></TD><TD>XXXXX</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Past Due Amount</SPAN></DIV></DIV></DIV></TD><TD>-</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Highest Balance</SPAN></DIV></DIV></DIV></TD><TD>-</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Terms</SPAN></DIV></DIV></DIV></TD><TD>48 Months</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Responsibility</SPAN></DIV></DIV></DIV></TD><TD>Individual</TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Your Statement</SPAN></DIV></DIV></DIV></TD><TD><SPAN class="details-content ng-scope">-</SPAN></TD></TR><TR><TD><DIV class="ecs-term ecs-term-block ng-isolate-scope"><DIV class="ng-scope"><DIV class="no-tooltip ng-scope"><SPAN class="pointer ng-binding">Comments</SPAN></DIV></DIV></DIV></TD><TD><P class="details-content account-remarks ng-scope">-</P></TD></TR></TBODY></TABLE> Fri, 15 Feb 2019 17:23:58 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504013#M580786 Anonymous 2019-02-15T17:23:58Z Re: Best Eegg Personal Loan https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504103#M580790 <P>There was someone a while back the reported Best Egg shows up as a Consumer Finance Account and dinged their score pretty good as a result.</P> Fri, 15 Feb 2019 18:33:13 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504103#M580790 dynamicvb 2019-02-15T18:33:13Z Re: Best Eegg Personal Loan https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504116#M580794 <P>Thank you for the reply.&nbsp; That is what I was curious about.&nbsp; If it doesnt report as an installment loan its useless to me.</P><BLOCKQUOTE><HR /></BLOCKQUOTE><BLOCKQUOTE><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1031060">@dynamicvb</a>&nbsp;wrote:<BR /><P>There was someone a while back the reported Best Egg shows up as a Consumer Finance Account and dinged their score pretty good as a result.</P><HR /></BLOCKQUOTE><P>&nbsp;</P> Fri, 15 Feb 2019 18:53:30 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5504116#M580794 MP15_556 2019-02-15T18:53:30Z Re: Best Eegg Personal Loan https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5505079#M580870 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1030322">@MP15_556</a>&nbsp;wrote:<BR /><P>Thank you for the reply.&nbsp; That is what I was curious about.&nbsp; If it doesnt report as an installment loan its useless to me.</P><BLOCKQUOTE><HR /></BLOCKQUOTE><BLOCKQUOTE><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1031060">@dynamicvb</a>&nbsp;wrote:<BR /><P>There was someone a while back the reported Best Egg shows up as a Consumer Finance Account and dinged their score pretty good as a result.</P><HR /></BLOCKQUOTE><P>&nbsp;</P><HR /></BLOCKQUOTE><P>It would have to report as an installment loan to be considered a CFA.&nbsp; Revolving accounts are not CFAs.</P> Sat, 16 Feb 2019 16:21:19 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Eegg-Personal-Loan/m-p/5505079#M580870 Anonymous 2019-02-16T16:21:19Z