https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-pay-for-delete/m-p/5535027#M583135 Hey all, wondering if anyone has had luck doing a pfd with cap1. I have $248 owed on a secured card that was charged off a few years ago. No collections was ever put on it. Cap1 just generously approved me for a unsecured platinum card almost 2 months ago, and I’d like to see if that goodwill could be extended further to this derogatory mark on my report. I have the cash obviously, I just want to see if I can get it off my report. Anyone had luck? Tue, 12 Mar 2019 00:20:03 GMT Anonymous 2019-03-12T00:20:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-pay-for-delete/m-p/5535027#M583135 Hey all, wondering if anyone has had luck doing a pfd with cap1. I have $248 owed on a secured card that was charged off a few years ago. No collections was ever put on it. Cap1 just generously approved me for a unsecured platinum card almost 2 months ago, and I’d like to see if that goodwill could be extended further to this derogatory mark on my report. I have the cash obviously, I just want to see if I can get it off my report. Anyone had luck? Tue, 12 Mar 2019 00:20:03 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-pay-for-delete/m-p/5535027#M583135 Anonymous 2019-03-12T00:20:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-pay-for-delete/m-p/5535048#M583138 <P>Cap-1 will not do a PFD. Best chance of getting it off is in the last year of it reporting with a goodwill letter but you can try after its been settled.</P> Tue, 12 Mar 2019 00:42:59 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-pay-for-delete/m-p/5535048#M583138 gdale6 2019-03-12T00:42:59Z