topic Re: What are the chances??? in Rebuilding Your Credit

What are the chances???

Anonymous — Wed, 08 Apr 2009 00:10:35 GMT

I recently disputed a collection account from 4 years ago on my TU report. I was shocked to receive the investigation results in the mail. Along with 2 other tradelines that were deleted/corrected to show no lates, they deleted the collection account! As a result, my TU score shot up frmo 698 to 749!

As a result, I decided to dispute the same collection account showing up on EQ and EX for the same reasons. I'm getting jumpy waiting for the results, but are the chances pretty good that the CA/CRA would delete the old CA from those as well?

If so, I should be able to reasonably expect the same type of point jump, correct?

Thanks to myFICO!

Re: What are the chances???

Anonymous — Wed, 08 Apr 2009 13:27:37 GMT

ttt

Re: What are the chances???

Anonymous — Wed, 08 Apr 2009 14:10:31 GMT

Probably.

Might depend on the basis for your dispute. If it's legitimate, and the CRAs agree, then you'll be in great shape.

Re: What are the chances???

Anonymous — Wed, 08 Apr 2009 21:34:02 GMT

I am disputing it by basically using the "other" category and stating that the "account terms, check number, and dates do not match the information in my files."