https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584123#M586972 Not yet sir<BR /><BR />There confusing all the comments are different threw each bureau<BR />Different amounts<BR /><BR />I wonder if they sold it off??<BR /><BR />Or did they just give up hope of getting there money Mon, 22 Apr 2019 00:22:49 GMT amckee 2019-04-22T00:22:49Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583534#M586921 But i didn’t pay anything on it ?!?<BR /><BR />Was opened 4 years ago charged off 3 years ago<BR /><BR />It gave me. 30 points boost by being updated to paid / settled<BR /><BR />I’m worried it was sold off ? Sun, 21 Apr 2019 15:45:50 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583534#M586921 amckee 2019-04-21T15:45:50Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583544#M586923 <P>Can you post a screen shot of the account reporting?</P><P>&nbsp;</P> Sun, 21 Apr 2019 15:59:44 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583544#M586923 RobertEG 2019-04-21T15:59:44Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583671#M586932 How can i post them i have plenty of screenshots from it Sun, 21 Apr 2019 18:51:55 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583671#M586932 amckee 2019-04-21T18:51:55Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583849#M586946 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/860422">@amckee</a>&nbsp;wrote:<BR />How can i post them i have plenty of screenshots from it<HR /></BLOCKQUOTE><P>Take a screenshot, save it as a photo file, then import it here using the "Photos" button.</P> Sun, 21 Apr 2019 20:57:44 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5583849#M586946 ridgebackpilot 2019-04-21T20:57:44Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584087#M586966 <P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="4713929E-11D2-4C23-A993-1E63A23576A4.jpeg" style="width: 461px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/44149i8D5323846D4111F3/image-size/large?v=v2&amp;px=999" role="button" title="4713929E-11D2-4C23-A993-1E63A23576A4.jpeg" alt="4713929E-11D2-4C23-A993-1E63A23576A4.jpeg" /></span><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="76D582F6-F990-4C3B-8C9F-D8BE808274ED.jpeg" style="width: 461px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/44150iD443477501BDFCEB/image-size/large?v=v2&amp;px=999" role="button" title="76D582F6-F990-4C3B-8C9F-D8BE808274ED.jpeg" alt="76D582F6-F990-4C3B-8C9F-D8BE808274ED.jpeg" /></span><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="B716256C-DC63-4179-957A-F856D941613F.jpeg" style="width: 461px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/44151i697ED708CC3CCFDC/image-size/large?v=v2&amp;px=999" role="button" title="B716256C-DC63-4179-957A-F856D941613F.jpeg" alt="B716256C-DC63-4179-957A-F856D941613F.jpeg" /></span></P> Mon, 22 Apr 2019 00:01:35 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584087#M586966 amckee 2019-04-22T00:01:35Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584090#M586968 <P>That’s what it says even has two different amounts&nbsp;</P> Mon, 22 Apr 2019 00:02:14 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584090#M586968 amckee 2019-04-22T00:02:14Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584116#M586970 <P>If you did not settle, then the reporting of a current status of settled for less and the reporting of a $0 balance would both be inaccurate.</P><P>You can file a dispute with the CRA and get the reporting updated/corrected.&nbsp; Whether it is in your interest to do so might be a bit questionable.....</P><P>&nbsp;</P><P>A substantive factor might arise if they reported a settlement for less to the IRS, which might subject you to a tax obligation.</P><P>Did they ever send a 1099c informing you that they reported a settlement to the IRS?</P> Mon, 22 Apr 2019 00:20:12 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584116#M586970 RobertEG 2019-04-22T00:20:12Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584119#M586971 Not yet. These people are confusing there all different threw each bureau and credit site i hope they didn’t sell it off i hope they just let it go Mon, 22 Apr 2019 00:21:34 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584119#M586971 amckee 2019-04-22T00:21:34Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584123#M586972 Not yet sir<BR /><BR />There confusing all the comments are different threw each bureau<BR />Different amounts<BR /><BR />I wonder if they sold it off??<BR /><BR />Or did they just give up hope of getting there money Mon, 22 Apr 2019 00:22:49 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/One-main-fincial-updated-to-PAID-settled-for-less/m-p/5584123#M586972 amckee 2019-04-22T00:22:49Z