https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705607#M596727 <P>Just thought I'd give a brief update...while my scores are changing, they aren't changing at the rate I had hoped. I have paid all collections, and expecting removals any day now. I also paid Navy in full ($14,000), and all but 3 charged off accounts, now are at zero (some have updated, a lot haven't, but should be any day). All current accounts are at zero, except 1. Here's what I've gained, other than patience:</P><P>&nbsp;</P><P>TR- 71 points...started at 567, now 638</P><P>EX- 23 points...started at 589, now 612</P><P>EQ- 39 points...started at 540, now at 579</P><P>&nbsp;</P><P>Like I said...progress is PROGRESS!!!<img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /></P> Fri, 09 Aug 2019 19:12:53 GMT Anonymous 2019-08-09T19:12:53Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705607#M596727 <P>Just thought I'd give a brief update...while my scores are changing, they aren't changing at the rate I had hoped. I have paid all collections, and expecting removals any day now. I also paid Navy in full ($14,000), and all but 3 charged off accounts, now are at zero (some have updated, a lot haven't, but should be any day). All current accounts are at zero, except 1. Here's what I've gained, other than patience:</P><P>&nbsp;</P><P>TR- 71 points...started at 567, now 638</P><P>EX- 23 points...started at 589, now 612</P><P>EQ- 39 points...started at 540, now at 579</P><P>&nbsp;</P><P>Like I said...progress is PROGRESS!!!<img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /></P> Fri, 09 Aug 2019 19:12:53 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705607#M596727 Anonymous 2019-08-09T19:12:53Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705647#M596732 <P>Congrats on your progress so far</P> Fri, 09 Aug 2019 19:41:23 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705647#M596732 Remedios 2019-08-09T19:41:23Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705652#M596733 <P>Hard work pays off. Congrats!</P> Fri, 09 Aug 2019 19:44:00 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705652#M596733 FireMedic1 2019-08-09T19:44:00Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705683#M596737 <P>In addition to patience you have also gained financially by clearing up debt. &nbsp;Your scores will follow. &nbsp;</P> Fri, 09 Aug 2019 20:11:42 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Progress-is-progress/m-p/5705683#M596737 RSX 2019-08-09T20:11:42Z