https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-Credit-Card-Collection-How-much-can-I-get-removed/m-p/5718403#M597621 So my debt with Chase recently got sent to a CA called ARS. I'm planning on paying off the requested amount tomorrow but I want to try PFD. I just want to know if I actually can get them to delete the items can they delete the entire history (late payment history etc) or only the collection status? I have 2-3 collections and my scores around 510. If I pay the debt off how much would it likely increase?<BR />I read calling and immediately asking for a manager is a good way to go about the PFD. What would you suggest? Wed, 21 Aug 2019 08:02:38 GMT Anonymous 2019-08-21T08:02:38Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-Credit-Card-Collection-How-much-can-I-get-removed/m-p/5718403#M597621 So my debt with Chase recently got sent to a CA called ARS. I'm planning on paying off the requested amount tomorrow but I want to try PFD. I just want to know if I actually can get them to delete the items can they delete the entire history (late payment history etc) or only the collection status? I have 2-3 collections and my scores around 510. If I pay the debt off how much would it likely increase?<BR />I read calling and immediately asking for a manager is a good way to go about the PFD. What would you suggest? Wed, 21 Aug 2019 08:02:38 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-Credit-Card-Collection-How-much-can-I-get-removed/m-p/5718403#M597621 Anonymous 2019-08-21T08:02:38Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-Credit-Card-Collection-How-much-can-I-get-removed/m-p/5718412#M597622 <P>Sorry this happened. You can try for PFD since you'll be paying it off. ARS isnt known to do so. As far as Chase and GW letters. They rank up their also for not doing GW's. I cant recall if any GW success stories with Chase has popped up on here. If you can get ARS to budge would probably be your best hope. Good Luck!!!!!!!!!!!!</P> Wed, 21 Aug 2019 08:51:06 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Chase-Credit-Card-Collection-How-much-can-I-get-removed/m-p/5718412#M597622 FireMedic1 2019-08-21T08:51:06Z