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    <title>topic Re: Rebuilding process thread? in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770580#M601076</link>
    <description>I agree. Those threads are very informative.</description>
    <pubDate>Thu, 10 Oct 2019 02:28:02 GMT</pubDate>
    <dc:creator>AllZero</dc:creator>
    <dc:date>2019-10-10T02:28:02Z</dc:date>
    <item>
      <title>Rebuilding process thread?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770497#M601070</link>
      <description>&lt;P&gt;I remember seeing a long detailed post from someone that was basically a step by step process for rebuilding but can't find it listed in the helpful threads sticky.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;it was something like step one: pay every active trade lines first and on time.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;step 2: tackle charge-offs&lt;/P&gt;&lt;P&gt;step 3: &amp;nbsp;pay collections...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;am I imagining such a post?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;im trying to figure out how to move forward to maximize my scores as quickly as possible.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i have&lt;/P&gt;&lt;UL&gt;&lt;LI&gt;high utilization&lt;/LI&gt;&lt;LI&gt;charge offs not reported to collections&amp;nbsp;&lt;/LI&gt;&lt;LI&gt;collections&amp;nbsp;&lt;/LI&gt;&lt;/UL&gt;&lt;P&gt;any help or pointers to that thread would be greatly appreciated.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks in advance.&lt;/P&gt;</description>
      <pubDate>Thu, 10 Oct 2019 01:26:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770497#M601070</guid>
      <dc:creator>designated_knitter</dc:creator>
      <dc:date>2019-10-10T01:26:29Z</dc:date>
    </item>
    <item>
      <title>Re: Rebuilding process thread?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770522#M601072</link>
      <description>&lt;P&gt;&lt;A href="https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/ABCD2199-s-Eleven-Rules-to-Credit-Rebuilding/m-p/5074148#M545946" target="_self"&gt;ABCD2199's Eleven Rules to Credit Rebuilding&lt;/A&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 10 Oct 2019 01:42:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770522#M601072</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2019-10-10T01:42:39Z</dc:date>
    </item>
    <item>
      <title>Re: Rebuilding process thread?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770529#M601073</link>
      <description>Also check poster's signature for other helpful threads.</description>
      <pubDate>Thu, 10 Oct 2019 01:49:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770529#M601073</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2019-10-10T01:49:00Z</dc:date>
    </item>
    <item>
      <title>Re: Rebuilding process thread?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770571#M601075</link>
      <description>&lt;P&gt;That's IT!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thank you!!! &amp;nbsp;That really should be stickied!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cheers!&lt;/P&gt;</description>
      <pubDate>Thu, 10 Oct 2019 02:22:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770571#M601075</guid>
      <dc:creator>designated_knitter</dc:creator>
      <dc:date>2019-10-10T02:22:58Z</dc:date>
    </item>
    <item>
      <title>Re: Rebuilding process thread?</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770580#M601076</link>
      <description>I agree. Those threads are very informative.</description>
      <pubDate>Thu, 10 Oct 2019 02:28:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Rebuilding-process-thread/m-p/5770580#M601076</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2019-10-10T02:28:02Z</dc:date>
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