topic Re: Paid off Collection but no Change in Score in Rebuilding Your Credit

Paid off Collection but no Change in Score

hpotterfan77 — Tue, 15 Oct 2019 11:48:04 GMT

I recently paid off one of my small collection accounts though I still have more that I am working on. I expected at least a few points boost from paying it off but when I get the notifications that they were updated with 2 out of 3 bureaus, I saw no bump in score. Is this normal? Will I not see a bump because I have other outstanding CO and Collections or will it take more time for the score to adjust?

Re: Paid off Collection but no Change in Score

Jnbmom — Tue, 15 Oct 2019 11:50:13 GMT

@hpotterfan77

No you won't really see a change if other negatives are still on your reports.

Re: Paid off Collection but no Change in Score

hpotterfan77 — Tue, 15 Oct 2019 11:52:04 GMT

Ah ok. I wasn't sure. I haven't had to rebuild like this so I'm not sure what to expect with it all. Thank you for the response.

Re: Paid off Collection but no Change in Score

Jnbmom — Tue, 15 Oct 2019 12:00:07 GMT

@hpotterfan77 wrote:
Ah ok. I wasn't sure. I haven't had to rebuild like this so I'm not sure what to expect with it all. Thank you for the response.

Well you got some off just keep working at it

Re: Paid off Collection but no Change in Score

hpotterfan77 — Tue, 15 Oct 2019 12:04:01 GMT

Absolutely. I'm getting there slowly but surely.