https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Remove-late-payments-Derogs-from-report-due-to-BK7/m-p/5799525#M602831 <P>You cant. Its part of the BK aftermath for some people. Asking to have lates removed from a company you burned. Well. That wont happen either. All you can do is slowly keep rebuilding and let time do its thing. And not all reason codes are accurate at times. They have to throw something at you. And some wont make any sense.</P> Wed, 06 Nov 2019 08:59:07 GMT FireMedic1 2019-11-06T08:59:07Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Remove-late-payments-Derogs-from-report-due-to-BK7/m-p/5799304#M602814 <P>So this is what one of my credit scores gives me for reasoning for low score (I know it is low due to my BK but like how can I rememdy this reason.&nbsp;</P><P><SPAN class="ng-binding">"<U><EM><STRONG>Too many accounts opened in the last two years not paid on time</STRONG></EM></U></SPAN></P><P><U><EM><STRONG><SPAN class="ng-binding">Your report shows there are too many recently opened accounts with late payments. Late payments have a negative impact on your credit score. Be sure to make payments on time. As your positive payments continue, over time, the possibility that you will be a better credit risk could improve."</SPAN></STRONG></EM></U></P><P>And</P><DIV class="row credit-score-summary-data"><DIV class="large-10 small-10 columns"><P>Derogatory Items</P></DIV><DIV class="large-2 small-2 columns"><P><SPAN class="ng-binding">11</SPAN></P></DIV></DIV><DIV class="row credit-score-summary-data"><DIV class="large-10 small-10 columns"><P>Number of Delinquencies</P></DIV><DIV class="large-2 small-2 columns"><P><SPAN class="ng-binding">11</SPAN></P></DIV></DIV> Wed, 06 Nov 2019 02:36:01 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Remove-late-payments-Derogs-from-report-due-to-BK7/m-p/5799304#M602814 Anonymous514 2019-11-06T02:36:01Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Remove-late-payments-Derogs-from-report-due-to-BK7/m-p/5799525#M602831 <P>You cant. Its part of the BK aftermath for some people. Asking to have lates removed from a company you burned. Well. That wont happen either. All you can do is slowly keep rebuilding and let time do its thing. And not all reason codes are accurate at times. They have to throw something at you. And some wont make any sense.</P> Wed, 06 Nov 2019 08:59:07 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Remove-late-payments-Derogs-from-report-due-to-BK7/m-p/5799525#M602831 FireMedic1 2019-11-06T08:59:07Z