topic Re: National Enterprise? Collection account just showed up? in Rebuilding Your Credit

National Enterprise? Collection account just showed up?

Anonymous — Tue, 12 Nov 2019 20:05:23 GMT

Does anyone have any insight into "National Enterprise?" I've been getting phone calls that I never answered stating they are a debt collection agency. And now, they are on my report as collections. What is this? It's a large amount of $. I'm confused and want this taken care of ASAP. I just put in a dispute saying I don't know anything about this account. It also lists, "07 DORAL BANK FSB" as part of the collections name along with "National Enterprise." Any and all help is appreciated !!! Thanks.

Re: National Enterprise? Collection account just showed up?

RobertEG — Tue, 12 Nov 2019 21:42:30 GMT

An article regarding the debt collector.....

https://www.lemberglaw.com/national-enterprise-systems-nes-inc/

Re: National Enterprise? Collection account just showed up?

FireMedic1 — Wed, 13 Nov 2019 00:33:56 GMT

The bank has been closed since 2011 per FDIC.

Doral Bank, FSB (FDIC # 34905) Inactive as of October 1, 2011

Merged or acquired without government assistance

Data as of: November 6, 2019

Doral Bank, FSB is no longer doing business under that name because it has been merged or acquired without government assistance. See the successor institution, Banco Popular de Puerto Rico (FDIC #: 34968)

Re: National Enterprise? Collection account just showed up?

Anonymous — Wed, 13 Nov 2019 13:49:10 GMT

Thanks for the replies and info. That's pretty much what I found as well through my research. SO, what's my best course of action from here? I filed a dispute with TransUnion. Should I wait to hear back from them? I have not communicated with NES at all and am afraid to. Should I ask for a Debt Validation letter? If so, should I write them an e-mail?

Thanks in advance.

Re: National Enterprise? Collection account just showed up?

FireMedic1 — Wed, 13 Nov 2019 13:53:19 GMT

I'd wait until your results come back in and see what happens.

Re: National Enterprise? Collection account just showed up?

Anonymous — Wed, 13 Nov 2019 16:29:58 GMT

@FireMedic1 wrote:
I'd wait until your results come back in and see what happens.

Thank you! I will proceed from there and I'm sure I will have questions too