topic Experian Screwed Up Big Time! in Rebuilding Your Credit

Experian Screwed Up Big Time!

Anonymous — Thu, 28 Nov 2019 04:42:21 GMT

Sup, myFICO peeps! So I called Experian to get 2 pieces of incorrect personal info deleted from my file (middle name was swapped with first name and they had my business address as my home address). I didn't get the name of the guy who "helped" me, but suffice it to say that he took it upon himself to delete my social security number too. Yes, you read that right. I distinctly told him which 2 pieces of personal info I wanted deleted AND he repeated after me, but still decided to go that extra mile. Really, bro? Why would a rep do me dirty like that? Why would he delete my SSN and not ask for the correct one (as SSN is our main identifier)? Why didn't I ask him--again--to tell me what he deleted? Why didn't I read the report I got in the mail showing the 3 PIECES of personal info that had been deleted? Quien sabes? It's all academic at this point. Now I'm going thru all sorts of Experian machinations to rectify an egregious error one of their own made AND that they won't acknowledge. Supposedly, this will all be ameliorated by Monday. Veremos. Thanks, nameless Experian guy! Learn from my pain, myFICO peeps. Deuces! #CheckTheCallRecord

Re: Experian Screwed Up Big Time!

AllZero — Thu, 28 Nov 2019 04:43:34 GMT

Good luck. I hope it gets fixed.

Re: Experian Screwed Up Big Time!

gdale6 — Thu, 28 Nov 2019 17:35:19 GMT

SS # is actually number 6 for ID in a credit report, name and address are primary, they can fine you with just these 2. I would not even worry about this it will be re-reported by your creditors.

Re: Experian Screwed Up Big Time!

Anonymous — Thu, 28 Nov 2019 19:09:17 GMT

@gdale6 wrote:
SS # is actually number 6 for ID in a credit report, name and address are primary, they can fine you with just these 2. I would not even worry about this it will be re-reported by your creditors.

Strongly disagree, @gdale6. What is your reference for the ranking of identification you stated? People can have the same names, same date of births, even same or similar addresses--that's likely how files get mixed--BUT no one can have the same SSN (or at least should legally). Last night, I tried a few PQs. Only the issuers who used Ex couldn't give me an offer. One guess what their 1 and only reason why was. So, though you wouldn't worry and would wait for creditor assistance, I'm going to worry and get the company that made the mistake to make it right...asap. To each his own. Deuces! #Proactive

Re: Experian Screwed Up Big Time!

FireMedic1 — Thu, 28 Nov 2019 23:53:38 GMT

@Anonymous @gdale6 didnt make Mod by a popularity contest. Dude knows what he's talking about with over 37,000 posts. And there's nothing he cant answer 99.9% of the time. Do what you got to do. Your really making a name right now between here and the Application Section. Listen and learn is the best way on here. Good Day Sir.