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  <channel>
    <title>topic Re: I actually got a response from the CEO in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975536#M613984</link>
    <description>&lt;P&gt;Well, someone from Genesis called me today to let me know they would not be able to make a GW adjustment and remove my late payment. I probably screwed up any chance of getting one in the future too. She kept insisting that it was illegal for them to remove it. We went rounds over the legality of reporting before I finally just hung up. That was frustrating.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 06 Apr 2020 16:53:17 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-04-06T16:53:17Z</dc:date>
    <item>
      <title>Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974614#M613931</link>
      <description>&lt;P&gt;I had a 30 day late through Genesis Financial Services (a lender through Ashley Furniture). The whole situation with this 30 day late was crummy. It was ultimately my own fault but a genuine mistake. I finally decided to send some GW emails. I had to look up the CEO, Bruce Weinstein, and then figure out the format of their emails because they don't have email options listed anywhere. So I send it to the CEO and just got this back today:&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"&lt;SPAN&gt;Ms. XXXXX. Thank you for your note. I am forwarding it to our Executive Response Team who are best positioned to respond. I know we are governed by credit bureau rules regarding reporting, but I am also sympathetic that you experienced a problem with our account management site.&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;SPAN&gt;Stay well.&lt;/SPAN&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;SPAN&gt;Regards,&lt;/SPAN&gt;&lt;BR /&gt;&lt;SPAN&gt;-Bruce"&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I have sent what feels like hundreds of GW emails and letters and never once have a received a response from the actual CEO. What are you're predictions? Do you think this response may work in my favor? Or did I just send all my info to someone pretending to be the CEO of this creditor?&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2020 20:56:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974614#M613931</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-06T20:56:14Z</dc:date>
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    <item>
      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974618#M613932</link>
      <description>&lt;P&gt;I don't have an answer to your questions. I hope you get success on your request.&lt;/P&gt;</description>
      <pubDate>Sun, 05 Apr 2020 18:00:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974618#M613932</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-05T18:00:00Z</dc:date>
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      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974770#M613952</link>
      <description>&lt;P&gt;Sucess rate with GW's is like 1 out of 10 around here. If that. All you can do is hope and wait it out. Not much info on Genesis. Good Luck!!!!!!!!!&lt;/P&gt;</description>
      <pubDate>Sun, 05 Apr 2020 21:13:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5974770#M613952</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2020-04-05T21:13:29Z</dc:date>
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    <item>
      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975536#M613984</link>
      <description>&lt;P&gt;Well, someone from Genesis called me today to let me know they would not be able to make a GW adjustment and remove my late payment. I probably screwed up any chance of getting one in the future too. She kept insisting that it was illegal for them to remove it. We went rounds over the legality of reporting before I finally just hung up. That was frustrating.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2020 16:53:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975536#M613984</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-06T16:53:17Z</dc:date>
    </item>
    <item>
      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975804#M614017</link>
      <description>&lt;P&gt;UPDATE #2:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I sent a second email to the CEO expressing my frustration with the way my request was handled. I let him know I'm understanding of company policy disallowing removals but that it is not illegal and I was frustrated the CSR insisted it was illegal. I just received a call from a supervisor who said they've explained the difference with the CSR and are removing my late payment today!!!&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I feel kind of bad for the CSR but I'm happy I had a GW success!!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2020 20:55:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975804#M614017</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-06T20:55:14Z</dc:date>
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      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975812#M614022</link>
      <description>&lt;P&gt;Cool! Congrats! Yes the CSR lied. Its not illegal. CRA's have contracts with creditors to report accurate info. May have broken the contract clause. But no way in hell is it illegal. There'd be a bunch of CSR's in jail. Sheesh. Awesome!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2020 21:04:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975812#M614022</guid>
      <dc:creator>FireMedic1</dc:creator>
      <dc:date>2020-04-06T21:04:43Z</dc:date>
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    <item>
      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975915#M614044</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;UPDATE #2:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I sent a second email to the CEO expressing my frustration with the way my request was handled. I let him know I'm understanding of company policy disallowing removals but that it is not illegal and I was frustrated the CSR insisted it was illegal. I just received a call from a supervisor who said they've explained the difference with the CSR and are removing my late payment today!!!&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;I feel kind of bad for the CSR but I'm happy I had a GW success!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congratulations on your success!&lt;/P&gt;</description>
      <pubDate>Mon, 06 Apr 2020 22:37:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5975915#M614044</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-06T22:37:43Z</dc:date>
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      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5976109#M614056</link>
      <description>&lt;P&gt;Congrats&amp;nbsp;@Anonymous&amp;nbsp;- always great when one of us wins a round &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 07 Apr 2020 02:00:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/5976109#M614056</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-07T02:00:06Z</dc:date>
    </item>
    <item>
      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6079945#M624037</link>
      <description>&lt;P&gt;@Anonymous&amp;nbsp;i sent you a private message but would you mind sharing the email you sent your letter to? I've gotten no response and the call center is not helpful at all.&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jul 2020 23:28:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6079945#M624037</guid>
      <dc:creator>Cjethompson2017</dc:creator>
      <dc:date>2020-07-12T23:28:42Z</dc:date>
    </item>
    <item>
      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6100217#M626269</link>
      <description>&lt;P&gt;&lt;A href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/890487" target="_blank"&gt;@cali_alli&lt;/A&gt;&lt;SPAN&gt;&amp;nbsp;&amp;nbsp;&lt;/SPAN&gt;I'd LOVE the email to the CEO if you have it as well. I've tried bruce.weinstein@genesis-fs.com but it keeps getting returned. I'm attempting a GW removal as well.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 05 Aug 2020 21:18:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6100217#M626269</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-08-05T21:18:26Z</dc:date>
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    <item>
      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247199#M638082</link>
      <description>&lt;P&gt;Congrats on getting the late payment removed. Can you give me the email of the ceo please?&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 17:10:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247199#M638082</guid>
      <dc:creator>Honeykissez</dc:creator>
      <dc:date>2021-02-03T17:10:51Z</dc:date>
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    <item>
      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247210#M638083</link>
      <description>&lt;P&gt;I have a late with Genesis too, so I am definitely giving this a try.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Congrats!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 17:23:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247210#M638083</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-02-03T17:23:10Z</dc:date>
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    <item>
      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247348#M638093</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I have a late with Genesis too, so I am definitely giving this a try.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;Congrats!&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I sent the email today and they just called me back saying they don't do goodwill adjustments. I was hoping it was a rude rep so I could complain to the CEO. Lol.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 20:00:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247348#M638093</guid>
      <dc:creator>Honeykissez</dc:creator>
      <dc:date>2021-02-03T20:00:12Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247355#M638094</link>
      <description>&lt;P&gt;I just sent the CEO a message on Linkedin.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh well.. what's the worst that can happen?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 20:06:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247355#M638094</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-02-03T20:06:45Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247361#M638095</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I just sent the CEO a message on Linkedin.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Oh well.. what's the worst that can happen?&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes it was worth a try. I was surprised I got a response to quick.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 03 Feb 2021 20:10:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6247361#M638095</guid>
      <dc:creator>Honeykissez</dc:creator>
      <dc:date>2021-02-03T20:10:25Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6284847#M641886</link>
      <description>&lt;P&gt;Has anyone had any success since? im in the process of buying a home and the only thing that can hold me back was a recent late payment&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Mar 2021 02:46:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6284847#M641886</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-03-23T02:46:04Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6324621#M645493</link>
      <description>&lt;P&gt;Would you mind sharing the CEOs email address I am experiencing thr same issues have been back and forth for months.&lt;/P&gt;</description>
      <pubDate>Mon, 10 May 2021 21:58:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6324621#M645493</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-05-10T21:58:37Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6368469#M648507</link>
      <description>&lt;P&gt;Also looking for the CEOs email. I found&amp;nbsp;&lt;SPAN&gt;Bruce.Weinstein@genesis-fs. com but a lot of ppl are saying that email isn't working. I have several late payments with indigo from covid during Christmas time bc we got laid off for a third time then. Ive been completely paid off every month since and no more late payments but this is hindering my credit so much.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 12 Jul 2021 19:16:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6368469#M648507</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-07-12T19:16:22Z</dc:date>
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      <title>Re: I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6382097#M649500</link>
      <description>&lt;P&gt;What email did you use to write him? I am desparetely trying to get them to remove my late payment as well, but i cant find his email&lt;/P&gt;</description>
      <pubDate>Mon, 02 Aug 2021 23:21:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6382097#M649500</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-08-02T23:21:21Z</dc:date>
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      <title>Re: Update SUCCESS! I actually got a response from the CEO</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6390285#M650026</link>
      <description>&lt;P&gt;Would you mind sharing the email to the CEO please?&lt;/P&gt;</description>
      <pubDate>Sun, 15 Aug 2021 18:13:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Update-SUCCESS-I-actually-got-a-response-from-the-CEO/m-p/6390285#M650026</guid>
      <dc:creator>stone1987</dc:creator>
      <dc:date>2021-08-15T18:13:02Z</dc:date>
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