topic Re: 700 Club??!! Hot diggity dang!! in Rebuilding Your Credit

700 Club??!! Hot diggity dang!!

Anonymous — Thu, 30 Apr 2020 01:31:29 GMT

Greetings my fantastic, awesome, best thing invented since sliced bread, MFers!

Two months ago, after several months of stalking y'all, I joined this group, and let me tell y'all, it's one of the best things I've done!

In Feb, I started with Fico scores

Ex 657, EQ 645, TU 660

3 derogs on each CB 120+ (SL)

1 Citi credit card (AU) 17,000 with almost 80 uti (reporting on Ex and TU only)

14K SL spread over 3 accounts (hence the 3 derogs on each CB)

Mortgage opened 11/18

No personal cc accounts

Well, this forum give me tips and guidance and showed the proverbial "credit light" and how to maximize my scores. @Anonymous " held my hand", guided me on how many cc I needed, what to keep my UTI at, and even suggested when to garden! I'm pleased to announce that after absorbing and following the guidance/advice of not just birdman7, but of every member that imparted credit knowledge, I'm finally in the 700 club across all 3 bureaus!! Thanks so much y'all, I absolutely couldn't have done it this quickly without you all!! Thank you, Thank you, Thank you!!!

Current Scores per myfico

EX 711, EQ 701, TU 734

** after I'm done reading how post my scores from myfico, I'll do so😀

Re: 700 Club??!! Hot diggity dang!!

BmoreBull — Thu, 30 Apr 2020 01:38:19 GMT

Congrats. Awesome work.

Re: 700 Club??!! Hot diggity dang!!

AllZero — Thu, 30 Apr 2020 01:41:54 GMT

Congratulations on your success!

Re: 700 Club??!! Hot diggity dang!!

CYBERSAM — Thu, 30 Apr 2020 02:14:43 GMT

Congrats! Awesome job 👍

Re: 700 Club??!! Hot diggity dang!!

Anonymous — Thu, 30 Apr 2020 03:16:30 GMT

@AnonymousCongratulations indeed! Terrific job!! Very proud of and happy for you!

Thank you for the kind words. Its my pleasure to be of assistance. I love when the success stories come back! Thank you for updating us. Please continue to keep us in the loop on your progress!

Congratulations again!

Re: 700 Club??!! Hot diggity dang!!

Anonymous — Thu, 30 Apr 2020 02:44:23 GMT

Will do @Anonymous ! THANK YOU for holding my hand and showing the way!

Re: 700 Club??!! Hot diggity dang!!

19eighty5 — Thu, 30 Apr 2020 03:13:14 GMT

Congratulations!

Re: 700 Club??!! Hot diggity dang!!

Anonymous — Thu, 30 Apr 2020 03:18:08 GMT

@Anonymous Pleasure was all mine and I take great satisfaction when I hear of members' success!

Makes me feel good to be able to help people, you made my day, thank YOU!

Re: 700 Club??!! Hot diggity dang!!

blindambition — Thu, 30 Apr 2020 04:53:59 GMT

@Anonymous wrote:
Greetings my fantastic, awesome, best thing invented since sliced bread, MFers!
Two months ago, after several months of stalking y'all, I joined this group, and let me tell y'all, it's one of the best things I've done!
In Feb, I started with Fico scores
Ex 657, EQ 645, TU 660
3 derogs on each CB 120+ (SL)
1 Citi credit card (AU) 17,000 with almost 80 uti (reporting on Ex and TU only)
14K SL spread over 3 accounts (hence the 3 derogs on each CB)
Mortgage opened 11/18
No personal cc accounts
Well, this forum give me tips and guidance and showed the proverbial "credit light" and how to maximize my scores. @Anonymous " held my hand", guided me on how many cc I needed, what to keep my UTI at, and even suggested when to garden! I'm pleased to announce that after absorbing and following the guidance/advice of not just birdman7, but of every member that imparted credit knowledge, I'm finally in the 700 club across all 3 bureaus!! Thanks so much y'all, I absolutely couldn't have done it this quickly without you all!! Thank you, Thank you, Thank you!!!
Current Scores per myfico
EX 711, EQ 701, TU 734
** after I'm done reading how post my scores from myfico, I'll do so😀

The forum and members may have passed on knowledge, but you did the work. Congrats on your success!!

Re: 700 Club??!! Hot diggity dang!!

Anonymous — Thu, 30 Apr 2020 08:48:12 GMT

Congrats on your success - MF strikes again Keep doing what you're doing, 750s aren't that far off!