topic Question about NFCU Credit Cards in Rebuilding Your Credit

Question about NFCU Credit Cards

Twitchrdrm — Mon, 08 Jun 2020 01:39:24 GMT

I'm not sure if this is the best place to ask but I'll ask anyway since people around here tend to know a good deal about NFCU and situational questions.

I was recently upgraded from secured ($500 CL) to unsecured ($2,000 at first, I immediately asked for CLI and was upped to $2,500). This is a nRewards card.

I went ahead and applied for More Rewards Amex and was approved for $20K.

I'd really like to have the More Rewards and Flagship Rewards card.

However I can't PC from nRewards to Flagship because Flagship is a minimum of 5K limit.

Any suggestions? Or should I just ride w/ what I have, give it 6 mos or so and app for Flagship?

Re: Question about NFCU Credit Cards

AllZero — Mon, 08 Jun 2020 02:51:06 GMT

Since you got a decent starting limit on the 2nd card. I think you would be eligible at 91 days and 3 statements from 2nd card approval date for a Flagship if you choose it as your 3rd card. I would recommend waiting for the SUB Sign Up Bonus to return before applying. It's about a $500 value.

For your reading pleasure. Navy Federal Thread for CLI and Additional Cards

Re: Question about NFCU Credit Cards

Shooting-For-800 — Mon, 08 Jun 2020 02:50:03 GMT

Sometimes, you can move credit lines around...I did.

I would try for the 3rd card first though.

GL!