topic Re: MyFICO vs Experian for rebuilding ? in Rebuilding Your Credit

MyFICO vs Experian for rebuilding ?

Anonymous — Fri, 31 Jul 2020 01:05:35 GMT

Is experian credit monitoring system reliable at all, when it comes to scores ? I have currently my fico and them but the numbers are different , are they considered a FAKO?
thanks

Dan

Re: MyFICO vs Experian for rebuilding ?

AllZero — Fri, 31 Jul 2020 01:11:28 GMT

To answer your question; yes, no.

Both are great products depending on which FICO score you are after.

Perhaps, the numbers are different based on the report and updated dates?

I use Experian and get daily updates.

Re: MyFICO vs Experian for rebuilding ?

Vandevere321 — Fri, 31 Jul 2020 01:12:18 GMT

Hey, I have both aswell and my Experian score is exactly the same.
708 on experian app & 708 on MyFICO app.

That includes my Experian Boost of +10 I got for Self Reported Wireless Cell Phone Bill I have attached to my CCs.

I paid all my credit and loan accounts down below 30% after my statements closed so I'm still waiting for them to reflect

but so far for the cards that did report this month, both MyFICO app score and Experian app Score are exactly accurate.

Re: MyFICO vs Experian for rebuilding ?

blindambition — Fri, 31 Jul 2020 01:15:37 GMT

I also use Experian. Daily updates is a great feature for me, but far less versions to track.

Re: MyFICO vs Experian for rebuilding ?

Cjethompson2017 — Fri, 31 Jul 2020 03:01:18 GMT

That's weird. I did both, and mine are exactly the same. Including mortgage scores.

Re: MyFICO vs Experian for rebuilding ?

OmarGB9 — Fri, 31 Jul 2020 18:39:19 GMT

They're both reliable, yes. MyFICO may just not be updated yet to match EX, but no MyFICO/EX aren't considered FAKOs. It's your true EX score/scores.