topic Re: Charge off Paid but still reporting unpaid in Rebuilding Your Credit

Charge off Paid but still reporting unpaid

rrdm78 — Fri, 15 Jan 2021 22:47:15 GMT

I need help I am rebuilding my credit. I have paid several charged offs with Profilo Recovery and my original creditors are reporting unpaid. How do I get this resolve? Do I call the original creditors or go back to the collection agency?

Re: Charge off Paid but still reporting unpaid

simplegirl — Fri, 15 Jan 2021 23:21:19 GMT

How long ago did you pay the accounts?

Re: Charge off Paid but still reporting unpaid

rrdm78 — Fri, 15 Jan 2021 23:45:12 GMT

Back in October they were collections and I did a pay to delete.

Re: Charge off Paid but still reporting unpaid

OmarGB9 — Fri, 15 Jan 2021 23:48:02 GMT

Were the original creditors reporting a zero balance or the account balance? What do your reports say now? Did the collections get deleted from your reports?

Re: Charge off Paid but still reporting unpaid

rrdm78 — Fri, 15 Jan 2021 23:51:19 GMT

Yes, the collections are all deleted from my credit report, However, for example, overstock will say unpaid. I paid portfolio recovery for the overstock account.

Re: Charge off Paid but still reporting unpaid

OmarGB9 — Fri, 15 Jan 2021 23:54:28 GMT

Hmm, I'd call the CA and tell them to forward proof of payment to the OC.