topic Re: Did my discover card graduate? in Rebuilding Your Credit

Did my discover card graduate?

jason0618 — Thu, 25 Feb 2021 10:02:24 GMT

I have a secure discover card. I logged in this morning (I also have my checking account with them) and my credit limit has gone from $450 to $1,000. Did I finally graduate?

Opened the account in November, 2019 with $250. Bumped my deposit to $450 the following month.

utilization has been all over the place. 0% some months, 90%? Other months. My most recent statement cut February 15 and was about 60%.

My score has improved from about 500 fico to currently 625. Still not good, but vast improvement.

I've not gotten an email, and I don't see anything in my account telling me it graduated. I still don't see a luv button on the app anywhere either.

does anyone know?

Re: Did my discover card graduate?

designated_knitter — Thu, 25 Feb 2021 11:17:44 GMT

I would say you have! CONGRATULATIONS! I know it is a great feeling!

Re: Did my discover card graduate?

Anonymous — Thu, 25 Feb 2021 18:12:49 GMT

It seems so.
Congrats!

Re: Did my discover card graduate?

blindambition — Thu, 25 Feb 2021 18:18:55 GMT

Congrats!!!, it certainly looks like a graduation. 🎓

Re: Did my discover card graduate?

AllZero — Thu, 25 Feb 2021 19:11:26 GMT

Congratulations on your CLI and graduation 🎓!

Re: Did my discover card graduate?

ewstgif — Thu, 25 Feb 2021 19:29:49 GMT

This is exactly what happened to me when my Discover card graduated. You'll get an email within a couple of days confirming. Congrats!!

Re: Did my discover card graduate?

quikj9 — Thu, 25 Feb 2021 21:24:44 GMT

@jason0618 Congrats on your graduation and CLI! This is exactly what happened to me when my card graduated as well.

Re: Did my discover card graduate?

jason0618 — Fri, 26 Feb 2021 01:48:43 GMT

Well that's great then. Hopefully I'll get that email soon. Should i try for a CLI sometime or does discover usually want you to wait 6 months like capital one?

Re: Did my discover card graduate?

Anonymous — Fri, 26 Feb 2021 02:47:24 GMT

Policy as of last year - no CLIs until an account is a year old. Wait for your 12th statement to cut, make your payment, then ask.

Re: Did my discover card graduate?

jason0618 — Fri, 26 Feb 2021 17:42:58 GMT

I got the email from discover. As expected, it did graduate. I'm happy.

Re: Did my discover card graduate?

OmarGB9 — Fri, 26 Feb 2021 19:57:13 GMT

Congrats!